Orrin Woodward on LIFE & Leadership

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    Former Guinness World Record Holder for largest book signing ever, Orrin Woodward is a NY Times bestselling author of And Justice For All along with RESOLVED & coauthor of LeaderShift and Launching a Leadership Revolution. His books have sold over one million copies in the financial, leadership and liberty fields. RESOLVED: 13 Resolutions For LIFE made the Top 100 All-Time Best Leadership Books and the 13 Resolutions are the framework for the top selling Mental Fitness Challenge personal development program.

    Orrin made the Top 20 Inc. Magazine Leadership list & has co-founded two multi-million dollar leadership companies. Currently, he serves as the Chairman of the Board of the LIFE. He has a B.S. degree from GMI-EMI (now Kettering University) in manufacturing systems engineering. He holds four U.S. patents, and won an exclusive National Technical Benchmarking Award.

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Escape the Financial Matrix Scam

Posted by Orrin Woodward on June 9, 2015

What is the Financial Matrix?

The Financial Matrix has captured nearly everyone within its web. The system of control works by seducing people into debt by “easy” monthly payments. The monthly payments accumulate until the people can no longer afford their own opinion. Instead, they must do the bidding of their creditors because, as the Bible stated long ago, “The borrower is slave to the lender.” The Financial Matrix book explains this is much more detail for those who haven’t read it.

I am not saying that the loaning and borrowing of money, in itself, constitutes a scam. For the Financial Matrix scam goes much deeper than that. Indeed, the Financial Matrix, through the Fractional Reserve Banking (FRB) system, supported by Central Banks and National Governments, is allowed to create money out of thin air to “loan” to the people. In a word, fake (fiat) money is loaned out to people who must pay back the interest and principal with real production. This is the Financial Matrix Scam.

How Does a Person Escape the Financial Matrix?

The plan to escape the Financial Matrix is simple to explain but difficult to implement, namely, stop taking on debt. A person must learn to live below his current income even if that means foregoing some of the things he desires. For just because a person wants something doesn’t mean he should sell himself into financial slavery to purchase it. Quit buying items today, in other words, on income that a person plans to make tomorrow; instead, the correct approach is to buy items today on income he made yesterday.

Unfortunately, most people have not learned this key financial literacy principle. In fact, this isn’t by accident, but by design. Think about how much education the average person is receiving today and yet how little financial literacy education they receive. I have met doctorate level graduates in many fields, with 10 plus years of education, who do not understand the rudimentary principles of compound interest, nor delayed gratification. This must change.

How to Play Defense Against the Financial Matrix?

Financial Fitness Pack

Financial Fitness Pack

Anyone truly seeking a change in his/her financial situation must realize the need to apply new principles. The Financial Fitness Program (FFP) (Now available as a continuous education program for accountants) will teach a person step by step how to live below his current means. Many customers of this pack have escaped the Financial Matrix Scam by learning how to say no to the instant gratification purchases. It doesn’t matter how much a person makes as much as how much he spends. In fact, the Financial Matrix system loves high income earners because they typically carry more debt and service it longer.

The great news is once a person changes the financial paradigm, the compounding effect of debt reduction becomes an enjoyable game. Instead of thousands of dollars per month being poured down the Financial Matrix hole, that money now remains in the producers hands to either wipe out more debt or start to purchase items in cash. As a result, the average person can break out of the Financial Matrix by just playing defense in a 15 to 20 year plan and be debt-free including his mortgage. However, some people choose to go faster.

How to Play Offense Against the Financial Matrix?

This is the purpose of LIFE Leadership community. When customers realize how effective the Financial Fitness Program (FFP) is to help them get out of debt, many choose to share this program with others. LIFE created a compensated community to reward the people who help others escape the Financial Matrix Scam. In other words, the worst that happens to a person who joins LIFE Leadership and applies the principles taught is they lose their debt. On the upside, the go-getters who choose to share this financial program with others are rewarded for doing so.

LIFE Leadership then starts with a simple premise, namely, that being in debt and stress is not good for people. Accordingly, LIFE provides the FFP to teach financial literacy and a plan of escape. Meanwhile, for those who want to escape the Financial Matrix faster, LIFE offers people the opportunity to own their own business and build a business asset. A person can start by playing defense and utilizing the community support group to help him make better decisions financially. And, at any time in the process, he can choose to go on offense and share the financial products to others who could benefit by better financial literacy. Win-Win-Win.

What Makes LIFE Leadership Different?

I have studied the data of LIFE members and I am blown away by what I discovered. It takes less than six months for the average member to save more money from the Financial Matrix than they are investing in their own business. This is what makes LIFE Leadership different than most traditional product companies – the Financial Fitness Program (FFP) saves the consumer more money than it costs to purchase. The FFP is, after all, only 99 dollars. In the coming months, I plan on interviewing many of the people who have reduced their debt to highlight their stories.  The testimonials of people who have wiped out $10k, $25k, $50k, and some over $100k in less than six months simply need to be shared with the world!

What other organization can a person join where the worst that happens to him is he wipes out his debt and the best that happens to him is he builds a business asset, develops his personal leadership, and makes friends for life? Please don’t misunderstand me. I am not saying everyone who joins LIFE Leadership will get debt free. For merely joining an organization doesn’t make someone successful anymore than merely buying an exercise bike causes one to lose wait. After all, YOU have to use the financial principles and the exercise bike to accomplish the desired objective.

Fortunately, most of the people who purchase the FFP (about 75%) reduce their financial debt. Moreover, around 10% of that group start making money by building a business asset. What about the other 25%? I don’t know if I could answer this any better than John Wayne did, “Life is tough, even tougher when your stupid.” 🙂 Ok, I know that was politically incorrect in today’s sensitive age. But seriously folks, how can the FFP help someone eliminate debt if they won’t open it up, read the materials, and apply its lessons? LIFE even has a community support group to encourage them in the habit changing process. A teacher cannot teach until the student is ready.

Despite what the modern media tells you, success  is NOT a lottery. Indeed, people don’t luck their way to success, but rather learn their way into it. If you are tired of waiting for your ship to come, then perhaps its time to join the LIFE Leadership ship. Whether as a customer and learn to play defense to avoid the Financial Matrix or as a member and learn how to play defense and offense to avoid the Financial Matrix is totally up to you.

What I know is with the proper financial principles, you too can escape the Financial Matrix and live the life you always wanted.


Orrin Woodward

29 Responses to “Escape the Financial Matrix Scam”

  1. Chad Palmer said

    One of the saddest things about the credit to debt equation is just one century ago most people were debt free. Thanks Orrin for the wake up call with gut check and a way out to Liberty and Justice for All.

  2. Rich Dudek said

    Awesome article once again Orrin! I love the Financial Matrix message! I think it’s a subject that people are realizing they need understanding in!
    Thank you for continuing to think and work to help us reach the masses with truth!

  3. Heidi said

    Great summary of the problem and the solution in one short article!

  4. Francois Godbout said

    Gail and I want to thank you, Orrin, for providing us a road map to get out of the Financial Matrix. We also want to thank Jim and Kathy Paullin for encouraging us to make the painful decisions necessary to get ourselves out of the mess we had created for ourselves. They did not kill the fat calf but they graciously took us back without saying “I told you so” when our wild investment schemes failed. We are not out of it yet, but we now have hope. Thank you.

  5. Rob Brown said

    Great article! May I never be the 25%!
    Again, I can’t help but think if we are consistently teaching these true principles to our children it can be our contribution to righting the ship. It won’t happen over night, but we didn’t get where we are overnight either.

  6. Chris Miller said

    Thank you for sharing Orrin. I love the fact that you can save more money in six months then when it cost you to run your business that you can use to build your families future.
    “Fortunately, most of the people who purchase the FFP (about 75%) reduce their financial debt. Moreover, around 10% of that group start making money by building a business asset. What about the other 25%? ” to answer that let’s refer to Matthew 7:24-7 therefore anyone who hears these words of mine and PUTS THEM INTO PRACTICE is like the wise man who built his house on the rock. The rain came streams rose and the winds blew and beat against that house yet it did not fall, because it had its foundation on the rock. But everyone who hears these words of mine and does NOT PUT THEM INTO PRACTICE is like a foolish man who built his house on sand. The rains came down the streams rose and the winds blew and beat against that house and it fell with a great crash.

  7. Michel côté said

    Great summary of a great book. This information has completely changed our financial future and we are only getting started. Investing in one self has proved the be my best investment. Thank you for the vision and ability to take something complex and make it so simple.

  8. Thanks Orrin for this post. It’s very didactic teaching us about the financial matrix Scam which ensures debt and stress for the masses, control and profit for the elite and the aristocracy.
    You said “the Financial Matrix system loves high income earners because they typically carry more debt and service it longer.”
    You get right on the point.
    I just read this story from the New York Times portraying how Presidential candidate, Sen. Marco Rubio is trapped in the financial Matrix.

    “Mr. Rubio entered public life in a deep financial hole of his own making.

    Soon after he was elected to the Legislature in 2000, he reported a net worth of zero, about $150,000 in student loan debt, and $30,000 in what he called assorted credit and retail debt.

    ” A review of the Rubio family’s finances — including many new documents — reveals a series of decisions over the past 15 years that experts called imprudent: significant debts; a penchant to spend heavily on luxury items like the boat and the lease of a $50,000 2015 Audi Q7; a strikingly low savings rate, even when Mr. Rubio was earning large sums; and inattentive accounting that led to years of unpaid local government fees.

    Mr. Rubio, in his 2012 memoir, “An American Son,” confessed a “lack of bookkeeping skills” and an “imperfect accounting system.”

    In private conversations, Mr. Rubio has told friends that he learned how to manage money through trial and error. His poor, immigrant parents — his father a bartender, his mother a hotel maid — had little money to manage, he told them.” (1)

    I don’t agree with this conclusion. But, the matrix takes advantage of the ignorance of the masses, the neglect of the middle class, the greed and the avarice of the elite.

    You deserve my respect for leading the underground railroad against the matrix.

    God bless,



  9. Sharon Myers said

    I’ve always wondered how there is so much money floating around. This book is EXCELLENT! Everything makes so much more sense! This answers the question of “How are so and so having such as great life and we are struggling just to get by?” This book has been a great eye opener. EVERYONE needs to read this and get out of the Financial Matrix!

  10. Thank you once again, Orrin, for another winner and boost to those of us who are trying to move products!!

  11. Dear Orrin
    I was so energized myself by your financial matrix scam article I immediately started sharing it. Thanks again for providing leadership.
    Dr Neera Puri

  12. Nancy Monsipapa said

    Your perspective is always sweet to my ears. Thank you for always speaking truth!

  13. terry said

    (John Wayne voice) Well pilgrim, time to tighten the finances and start acting like the duke.

    Awesome summary. You rock.

  14. CJ Calvert said

    Amazing article on the Financial Matrix, Orrin. Thanks for sharing!

  15. Scott Russell said

    Thanks for another great read on the Financial Matrix! Thanks for all the time you invest, we shall pay it forward!

  16. Jason Locke said

    I believe that the greatest thing that one can do is to get out of debt and stay out of debt – Warren Buffet. I thank you Orin that you have developed a system that helps one to do just that. I also agree that there is no way to fix stupid. Anyone that would spend this money and then not use it is a man that has built his house upon sand. I believe that this program is the way out of this matrix. Thanks again for your leadership.

  17. Corey McMullin said

    Awesome message, well said! It doesn’t get any simpler than that.

  18. Bob Rasmussen said

    Thx Orrin for years of hard earned wisdom in one article and one program!! We have seen firsthand the truth and look forward to sharing your wisdom with all. God Bless. Bob

  19. John Mossner said

    Being a part of this association helped us get out of debt before the FFP even existed as a product. Now it’s a systematized approach. Awesome!

  20. Kirk Birtles said

    Orrin, we are doing it! LIFE Leadership is helping thousands of people get out of the financial matrix!! I love the freedom messages that are on LIFE Line everyday! God bless, kb

  21. thank you orrin for helping us turn the culture around by sharing your knowledge and wisdom!

  22. Easton Kelsey said

    This information has dramatically changed our lives and we have only just begun! Learning compounds BETTER than interest so I will keep on learning! One of the things I look forward to when I retire from two decades as a professional (who had professional debt of 6 figures to go with it), is more time to invest in learning. I love to read!! I busted out of the financial matrix as I broke out of the ignorance matrix 🙂

  23. Oscar Wilde said

    “I am not saying that the loaning and borrowing of money, in itself, constitutes a scam. For the Financial Matrix scam goes much deeper than that. Indeed, the Financial Matrix, through the Fractional Reserve Banking (FRB) system, supported by Central Banks and National Governments, is allowed to create money out of thin air to “loan” to the people. In a word, fake (fiat) money is loaned out to people who must pay back the interest and principal with real production. This is the Financial Matrix Scam.”

    This paragraph betrays an immense ignorance of the history of fractional reserve banking. The paragraph would not be so glaringly problematic if it was not a historical fact that it was not until banks started to practice fractional reserve banking that GDP and standards of living started to increase across the developed world. Those places today that don’t practice fractional reserve banking don’t see the kind of investment in capital accumulation that leads to rising living standards. I make no comment on the rest of Mr. Woodward’s program, but I grow suspicious of someone that claims that the system which has provided the liquidity bedrock responsible for the rising living standards of the developed world as a “scam”.

    • Orrin Woodward said

      Oscar Wilde, calling me ignorant on FRB also indicates you believe economic greats the likes of Ludwig Von Mises, Friedrich Von Hayek, and Murray Rothbard are ignorant since they also arrived at similar conclusions as I did in researching FRB. The fallacy in your argument is assuming the economy would not have grown without the FRB fraud. Yes, production increased because of improved division of labor, improved exchange, and the proper function of bank loans. FRB, however, merely added a fraudulent fiat money system on top of the increased productive capacity of society that benefits the few at the expense of the many. 🙂

      • Oscar Wilde said

        Hmmm…very well. I’ll retract. “Ignorant” is not the right word. Nonetheless, wrong is still well deserved. “FRB, however, merely added a fraudulent fiat money system…” This seems to suggests that FRB is the same thing as Fiat money. This is hardly true. The great banking families of Europe all practiced FRB long before there was anything remotely similar to a fiat money. Further, no one has been able to convince me that fiat money is fraudulent. It is based on the exact same beliefs that any other commodity money is based on, namely I must believe any money will be accepted by other people.

        Side note, Of Rothbard, Hayek and Von Mises, I’d only consider Hayek great. Von Mises’ incoherent claims that economics is not an empirical science, trying to harken back to a Kantian philosophy of science, ignorant of the Logical Positivists repudiation of the possibility of Synthetic A priori statements and Quine’s attack on the very distinction between analytic and synthetic statements, which Von Mises’ philosophy of science rests on, would give me ample reason to call him ignorant. I’ve not enough knowledge of Rothbard to make a judgment. I have his great tome on my bookshelf, but have less time that I would like. Hayek, I respect. He was wrong on many points, like almost every economist. His debate with Keynes did a great deal to push the study of the business cycle forward, which was sorely needed. However, his views on monetary policy don’t really stand in light of current data.

      • Orrin Woodward said

        Oscar, I agree Von Hayek was really right and sometimes really wrong. Von Mises’ Theory of Money and Credit where he advanced the “marginalize revolution” into the field of money tying supply and demand of money to the individual choices of savers and borrowers to arrive at an “real” interest rate was genius in my opinion. I too, however, disagree with some of his relativism on economic choices. Technically, you are correct when you say Fiat money (paper not backed by gold) is later than FRB, so I should say FRB loans are demand deposits not backed by 100% reserves, thus creating an inherently unstable system where more than one person has access to the same dollar. This is more magic (I call it fraud) because it somehow believes two people can wholly own the same object at the same time. In any event, I respect your right to disagree and love the fact that you are knowledgeable on your opinions. With that said, I still believe 100% reserve demand deposits would have still supplied money necessary to grow economy while avoiding the debilitating boom/bust cycles that even Karl Marx noted was a systematic part of the capitalistic system. My contention is that its only a systematic part of the FRB system and were the banks held to the same legal standards as other businesses (Free Banking), we would see the boom/bust cycles practically disappear and violators go bankrupt, if not actually prosecuted for fraud. Jesus de Soto Huerta describes this well in his book on banking and I believe, with your knowledge you would enjoy that book. thanks, Orrin

  24. Jonathan Brandenberger said

    Hi Orrin,

    I am out of personal lifestyle debt. House is paid for etc… thanks to the ideas shared in LifeLeadership.
    Lets say I do have debt for my business. The asset makes the payments ×2 with some $ left over every month. Is this wise? Considering that it is the Financial Matrix at work.

    • Orrin Woodward said

      Jonathan, Great job! It sounds like you borrowed to start an asset that returns more than you borrowed. Now, I would use the extra cash-flow to wipe out debt ASAP. Then, you have asset, no debt, and are out of the Financial Matrix. thanks, Orrin

  25. Thanks for your advice,but it cannot be applied in most African states,eg,Kenya whereby most people are earning below £160 per month,and this person has three kids who are going to school,need clothing,to be fed,you pay house rent,and for a normal person to all these,you have to keep on borrowing

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