Financial Fitness is a System
Posted by Orrin Woodward on January 26, 2017
There are two major paths to financial failure, paths that trap a person in increasing debt and decreasing dreams. The first is to spend money when one should be saving. The second, paradoxically, is to save money when one should be investing. Indeed, practically every financial fitness principle taught in the Financial Fitness Program (FFP) is summarized within these two principles. These concepts that are simple to comprehend, yet much more difficult to implement consistently, for financial fitness isn’t as simple as reading a blog article. In reality, only 1 out of 100 people live financially free (no debts with paid for assets) even though the concepts are straightforward and only demand the discipline to implement. The process of creating wealth (spend less than one makes and accumulate it over time) has been readily available, if not intuitively obvious, since Ben Franklin spelled it out in Poor Richards Almanac. More recently, Warren Buffett, the world’s greatest investor, has taught his principles of financial success (which are captured under the Defense and Offense headings of the FFP) – 1) Defense: “I think the biggest mistake is not learning the habits of saving properly early b/c saving is a habit . . . if you’re smart you’re going to make a lot of money without borrowing,” and 2) Offense: “The best investment you can make is in yourself . . . the more you learn, the more you’ll earn.”
Simple, practical, and available principles from the best of the best and yet repeatedly ignored by 99 out of 100 people, leaving most more financially upside down today than ever before. What is the root of this fiscal malaise? The answer, after 25 years of mentoring people, and teaching thousands of families how to live their dreams debt free, has become clear to me. For one thing, information without inspiration simply won’t do the job, a job that demands consistent and persistent financial effort, similar to the focus a marathon runner has on the finish line. To make matters worse, for a person who wishes to escape the Financial Matrix, he must run against the grain, enduring the disapproval, mockery, and laughter of the crowd glorifying in their financial enslavement. Perhaps boxer Mike Tyson, although not usually thought of as a philosophical thinker, shared the best wisdom on the subject when he stated, “everyone has a strategy until he is punched in the face.” Wow! Tyson’s message is spot on to most people’s financial situations, where they have a strategy until life punches them in the face. Then, the strategy is thrown out the window and debt is used as a drug to temporarily alleviate the financial pain; however, since the debt drug is highly-addictive, before the person realizes it, he is drowning in debt and despair with little hope of realizing his dreams.
Fortunately, the reader does not have to follow the crowd over the financial cliff, nor does one have to live without dreams to stay out of debt; instead, he can pick up the Financial Fitness Program “Green Box” and learn how to escape the Financial Matrix (the playing field designed to profit banks and pauper the people) by playing Defense (spend less than one makes), Offense (increase leadership to make more money) and join a community of like-minded people who follow the “Green Box” principles to financial freedom. There is NO other program on earth that provides all four essential features to achieve financial freedom. After all, most financial programs only teach the Defensive principles, selling tons of programs but falling short of the advertised results because partial information, insufficient inspiration, and a non-existent community is a recipe for failure. As a matter of fact, even if another program did exist that taught the Financial Matrix playing field and the Defense/Offense, it would still fall way short of the mark because it lacks the “secret sauce” essential for any programs that requires habit changes, namely, a community of like-minded people going in the same direction.
Think about it. Why is Weight-Watchers so effective? Does anyone truly think they have discovered the philosopher’s stone of weight loss? Practically everyone understands that if a person burns more calories than he consumes, he will lose weight. Nevertheless, millions struggle to lose the extra weight and this is where Weight-Watchers comes in, providing a community for association, accountability, and acclamation to build hope that people can complete the process together that overwhelm them alone. Community, in other words, is the secret to success in any information program that demands discipline to follow through consistently. Sadly, many organizations fail, who have good programs, but lack the leadership necessary to build and sustain the proper culture within the community to produce the desired results. This is why information must be supported with daily inspiration and weekly association to help the people maintain accountability to their dreams and goals.
To be sure, there are examples of highly-disciplined people going it alone and achieving results, but they would miss out on one of the greatest blessings in life, namely, the joy of community and the association, accountability, and acclamation that is included when connected with others on a similar journey. While a person can achieve independence by himself, he only achieves the leadership level of interdependence through community involvement. What make the Financial Fitness Program so effective is it’s the only program that has an ongoing community, where one can set financial goals with mentors, attend get-togethers to gain more information and celebrate each other’s achievements to fuel the inspiration to apply the principles. This is the power behind the “Green Box” financial revolution that is setting people free! Why live life in quiet financial desperation when one can purchase the “Green Box” and learn the information, live the inspiration, and love the association within the community escaping the Financial Matrix.