Orrin Woodward on LIFE & Leadership

Inc Magazine Top 20 Leader shares his personal, professional, and financial secrets.

  • Orrin Woodward

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    Former Guinness World Record Holder for largest book signing ever, Orrin Woodward is a NY Times bestselling author of And Justice For All along with RESOLVED & coauthor of LeaderShift and Launching a Leadership Revolution. His books have sold over one million copies in the financial, leadership and liberty fields. RESOLVED: 13 Resolutions For LIFE made the Top 100 All-Time Best Leadership Books and the 13 Resolutions are the framework for the top selling Mental Fitness Challenge personal development program.

    Orrin made the Top 20 Inc. Magazine Leadership list & has co-founded two multi-million dollar leadership companies. Currently, he serves as the Chairman of the Board of the LIFE. He has a B.S. degree from GMI-EMI (now Kettering University) in manufacturing systems engineering. He holds four U.S. patents, and won an exclusive National Technical Benchmarking Award.

    This blog is an Alltop selection and ranked in HR's Top 100 Blogs for Management & Leadership.

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Archive for the ‘Finances’ Category

Financial bondage is a form of slavery.

The Green Box Revolution

Posted by Orrin Woodward on March 7, 2017

Have you heard about the Green Box Revolution? If you haven’t, you will because it’s transforming the finances of so many of your friends and family. The Green Box contains the plan to play Financial Defense and Offense to escape the Financial Matrix. In my completely revised version of The Financial Matrix book, I describe the four responses each family makes to finances, termed the Financial Matrix Quadrants. In short, it boils down to the household’s response to playing Financial Defense and Offense and the consequences of those decisions. To change one’s financial results, in other words, a person must change his financial responses on Defense, Offense, or more likely, both.

In less than two years, the Green Box Revolution has eliminated over $10 million in debt and flowed that previously lost income back into the household.  That’s a ton of debt wiped out in a short time, merely by applying the principles captured in the Green Box. Now the reader understands why we have termed it a revolution.  The old saying, “if you want some things to change, you are going to have to change some things,” has never been truer than today. Finances don’t just change, a person’s financial habits change and this changes everything. Thankfully, the Green Box Revolution comes with a community of like-minded people, who also want to change financially. This creates a positive environment for people to dare to do something different and the encouragement to continue, even if at first, it’s not comfortable.

Financial Fitness Pack

Regrettably, this message infuriates the financial elites, for they do not want anything to change financially because they benefit from the status quo. Indeed, the Financial Matrix is designed for elite profits through leveraging the financial illiteracy of the masses. The elites gain wealth, power, and control while the masses lose wealth, liberty, and peace of mind. The real question is why do the masses allow this egregious situation to continue, some even fighting for their own enslavement, instead of simply demanding financial justice? As absurd as this sounds, the elites have made the masses complicit in their own slavery, selling them pots of porridge (trinkets on credit) for their birthright to liberty. Whereas many have no idea the system is rigged against them and need to read The Financial Matrix (or other books on the Fractional Reserve Banking (FRB) system) to comprehend the fraudulent nature of the money system, the worst part is many others know it is wrong, and yet, strangely, still solicit the Financial system’s services.

While this seems insane, it is, nonetheless, the truth. (Caution: a truth bomb is coming, and since only the truth will set the captives free, please brace yourself) How does a person fight against a fraudulent financial injustice when he has borrowed money from it?  This is hardly less hypocritical than demanding an end to prostitution while still seeking its services?  If the financial system is fraudulent, after all, then why should we borrow from it at all? The goal should be to end our association with this financial entity as quickly as possible. Needless to say, this is why we launched the Green Box Revolution, a revolution that allows people to make moral stands without being complicity in the immoral behavior, a behavior that enslaves themselves and others.

If someone hasn’t shared with you the plan to financial freedom through the Green Box Revolution, then feel free to reach out and I will ensure you are in the know. The only thing you have to lose is your debt and the invisible chains that come with it.

 

Sincerely,

Orrin Woodward

Posted in Finances, Freedom/Liberty, Orrin Woodward | 20 Comments »

Financial Fitness is a System

Posted by Orrin Woodward on January 26, 2017

There are two major paths to financial failure, paths that trap a person in increasing debt and decreasing dreams. The first is to spend money when one should be saving. The second, paradoxically, is to save money when one should be investing. Indeed, practically every financial fitness principle taught in the Financial Fitness Program (FFP) is summarized within these two principles. These concepts that are simple to comprehend, yet much more difficult to implement consistently, for financial fitness isn’t as simple as reading a blog article. In reality, only 1 out of 100 people live financially free (no debts with paid for assets) even though the concepts are straightforward and only demand the discipline to implement. The process of creating wealth (spend less than one makes and accumulate it over time) has been readily available, if not intuitively obvious, since Ben Franklin spelled it out in Poor Richards Almanac. More recently, Warren Buffett, the world’s greatest investor, has taught his principles of financial success (which are captured under the Defense and Offense headings of the FFP) –  1) Defense: “I think the biggest mistake is not learning the habits of saving properly early b/c saving is a habit . . . if you’re smart you’re going to make a lot of money without borrowing,” and 2) Offense:  “The best investment you can make is in yourself . . . the more you learn, the more you’ll earn.”

Financial Fitness Pack

Simple, practical, and available principles from the best of the best and yet repeatedly ignored by 99 out of 100 people, leaving most more financially upside down today than ever before. What is the root of this fiscal malaise?  The answer, after 25 years of mentoring people, and teaching thousands of families how to live their dreams debt free, has become clear to me. For one thing, information without inspiration simply won’t do the job, a job that demands consistent and persistent financial effort, similar to the focus a marathon runner has on the finish line. To make matters worse, for a person who wishes to escape the Financial Matrix, he must run against the grain, enduring the disapproval, mockery, and laughter of the crowd glorifying in their financial enslavement. Perhaps boxer Mike Tyson, although not usually thought of as a philosophical thinker, shared the best wisdom on the subject when he stated, “everyone has a strategy until he is punched in the face.”  Wow! Tyson’s message is spot on to most people’s financial situations, where they have a strategy until life punches them in the face.  Then, the strategy is thrown out the window and debt is used as a drug to temporarily alleviate the financial pain; however, since the debt drug is highly-addictive, before the person realizes it, he is drowning in debt and despair with little hope of realizing his dreams.

Fortunately, the reader does not have to follow the crowd over the financial cliff, nor does one have to live without dreams to stay out of debt; instead, he can pick up the Financial Fitness Program “Green Box” and learn how to escape the Financial Matrix (the playing field designed to profit banks and pauper the people) by playing Defense (spend less than one makes), Offense (increase leadership to make more money) and join a community of like-minded people who follow the “Green Box” principles to financial freedom. There is NO other program on earth that provides all four essential features to achieve financial freedom. After all, most financial programs only teach the Defensive principles, selling tons of programs but falling short of the advertised results because partial information, insufficient inspiration, and a non-existent community is a recipe for failure. As a matter of fact, even if another program did exist that taught the Financial Matrix playing field and the Defense/Offense, it would still fall way short of the mark because it lacks the “secret sauce” essential for any programs that requires habit changes, namely, a community of like-minded people going in the same direction.

Think about it. Why is Weight-Watchers so effective? Does anyone truly think they have discovered the philosopher’s stone of weight loss? Practically everyone understands that if a person burns more calories than he consumes, he will lose weight. Nevertheless, millions struggle to lose the extra weight and this is where Weight-Watchers comes in, providing a community for association, accountability, and acclamation to build hope that people can complete the process together that overwhelm them alone. Community, in other words, is the secret to success in any information program that demands discipline to follow through consistently. Sadly, many organizations fail, who have good programs, but lack the leadership necessary to build and sustain the proper culture within the community to produce the desired results. This is why information must be supported with daily inspiration and weekly association to help the people maintain accountability to their dreams and goals.

To be sure, there are examples of highly-disciplined people going it alone and achieving results, but they would miss out on one of the greatest blessings in life, namely, the joy of community and the association, accountability, and acclamation that is included when connected with others on a similar journey. While a person can achieve independence by himself, he only achieves the leadership level of interdependence through community involvement. What make the Financial Fitness Program so effective is it’s the only program that has an ongoing community, where one can set financial goals with mentors, attend get-togethers to gain more information and celebrate each other’s achievements to fuel the inspiration to apply the principles. This is the power behind the “Green Box” financial revolution that is setting people free! Why live life in quiet financial desperation when one can purchase the “Green Box” and learn the information, live the inspiration, and love the association within the community escaping the Financial Matrix.

Sincerely,

Orrin Woodward: LIFE Chairman of Board

LIFE Financial Convention

Posted in Finances, Freedom/Liberty, Orrin Woodward | 14 Comments »

Get the Green Box: Financial Fitness Program

Posted by Orrin Woodward on January 4, 2017

The Financial Matrix graph displays the four ways people can respond to the Defensive and Offensive principles needed for financial success. Strangely, most people, through a combination of ignorance, apathy, and arrogance, ignore these financial laws and suffer in consequence. 2017, however, is a new year, a year to erase past failures and replace them with future victories. This can be achieved through the Financial Fitness Program, the greatest financial game-changer on the market! But before I get ahead of myself, let’s examine the Financial Matrix quadrants to determine where the reader resides currently to ensure we develop the best personalized plan for the future.

The Financial Matrix Graph

Let’s start with the Broke quadrant, the one where people play neither Defense nor Offense. Disastrously, over 50% of households in the USA fall into this quadrant, service debts higher than current incomes and thus falling further and further behind every year. Moreover, they have little Offensive wherewithal to expand incomes and thus are stuck in a situation where they have more outgo than income with little hope of changing it.  The 45 Year Plan for the Broke group, those who have no net worth (assets minus debts), displays expenses higher than incomes and debt loads increasing until they are rejected for further loans (debt maxes out around 3 to 5 times total household income). Needless to say, this is the worst spot in the Financial Matrix, because it maximizes debts and minimizes dreams. The Broke quadrant pays the price for revolving interest, penalty fees, and stress because they lack financial literacy. They live lives of quiet desperation with no assets, massive debt, and little hope to change unless they can access new information and inspiration. The most common expression one hears from the Broke quadrant is, “I owe; I owe; it’s off to work I go,” while the most common attitude is hopelessness because they see no way out of the Financial Matrix.

The Tightwad quadrant, on the other hand, plays Defense (expenses below incomes with decreasing debts), but doesn’t play Offense (little ability to increase incomes). The 45 Year Plan for Tightwads shows expenses under incomes with little debt to service.  Although debt free (or at least progressing towards debt freedom), they only accomplish this by reducing their dreams. This is why most people HATE to talk about finances because they believe it’s just a plan to budget someone out of their dreams. While nothing could be further from the truth in the Financial Fitness Program, to be fair, this is where most financial gurus live. They spend hours talking about how to reduce debt and very little discussing how to increase incomes. As a result, most people do not follow apply Defensive principles because to do so results in them giving up their dreams to be out of debt.  While this, to be sure, is better than remaining in the Broke quadrant, this Financial gurus are only teaching half the story, at best.  For when a person surrenders his dream, a dream that drives his personal growth, he has thrown the baby out with the bath water. Sure, being debt free is a good, but the biggest enemy of great is good and I refuse to sacrifice the great on the altar of the financial gurus good! Why settle for debt-free without dreams when one can learn how to live dreams debt-free. The most common expression in the Tightwad quadrant is, “No thank you. We cannot afford this.” Naturally, after years of self-denial with little to show for it, the most common attitude that results is bitterness, a bitterness caused by repeatedly saying “no” to their dreams.

The Status quadrant, in contrast, plays no Defense (debts increase as fast as incomes), but has an impressive Offense (incomes capable of servicing all debts). The 45 Year Plan for this group displays both incomes and debts increasing. Because they have a solid Offense, but not a corresponding Defense, the total debt loads continue to increase (usually two to five times total income). To be sure, they have enough income to stay ahead of expenses, but only so long as they continue to perform at the top of their game. This group believes it can live their dreams, expand their debts, and live the good life. However, there is a major downside to living in the Status quadrant, namely, the inherent risk that something outside one’s control may occur. Similar to a bobber floating on top of the water, just one financial tug (job loss or health challenge) can lead to the household going underwater financially. After all, if someone lives at his debt limit, he runs the risk of financial catastrophe if the Offense is interrupted unexpectedly while the debt continues to compound expectedly. Debt, to the Status group, appears to be gold – they live their dreams while servicing their debt. But in reality, it’s a golden handcuff that tightens around its unsuspecting victim. Over time, the Status group realizes they are stuck on the financial gerbil wheel, running with everything they have, without the ability to jump off. The most common expression in the Status quadrant is, “Let’s buy it now because we can afford the monthly payments.” The danger, of course, is this commonly leads to arrogance, for when a person shows it all and owes it all, if he’s not careful, he can tend to believe he knows it all.

Unfortunately, by the time the Status quadrant realizes the errors in their strategy, it’s usually too late. Once the Offense loses some of its muster, it doesn’t take long for the Status household to start missing debt payments.  Ironically, the group learning the most from the failures of the Status households is the auctioneers, who sell off the remaining assets of financially ruined families. As noted in The Millionaire Next Door, auctioneers are the profession with the highest percentage of millionaires, probably because they see and feel the pain of the families who have lost everything by playing Offense and ignoring Defense. This lesson reveals the insecurity inherent within the Status quadrant, a quadrant that believes it can outrun debt forever.  As a result, most of the Status quadrant is one economic downturn away from bankruptcy. Debt is omnipresent and compounding continuously against the household; thus, it should not be played with for similar to fire, if you play with it, you will eventually get burned.

The final quadrant, the one everyone should aspire to join, is the Financial Free quadrant. This group plays both Defense (expenses below incomes with decreasing debts) and Offense (increasing incomes). The 45 year plan for this group displays expense remaining fairly constant while the incomes consistently grow.  Debt decreases annually until it is eventually eliminated by the difference between incomes and expenses being used to wipe out the household’s debt cancer. The Financially Free group sacrifices in the short-term by living below their means and wiping out debt so they can live their dreams debt free!  This quadrant is the most secure financially because they own assets and live their dreams debt free. This gives them great strength when financial setbacks do occur because they owe no one anything. Instead of reducing their dreams to pay off debt, they increase the size of their dreams without falling into debt; rather, they use dreams to drive personal improvement (Offense) and use the increased income to pay off debt even faster. In other words, increased dreams and decreased debts. This is the Financially Free lifestyle. The most common expression for Financially Free people is, “Let’s sleep on it first. Then, if we truly want it, let’s set an Offensive goal to achieve it.”  Not surprisingly, the common attitude of this group is thankfulness because they realize they have been blessed by following certain financial principles and aim pay that blessing forward into other’s lives.

Laurie and I dreamed to escape the Financial Matrix and now dream of helping millions more do the same. The Bible teaches, “The borrower is slave to the lender,” indicating a person in debt is in bondage. If someone loves his bondage, then I am not here to argue him out of it. However, if someone recognized himself in one of the above sub-optimized quadrants and desires to live Financially Free by escaping the Financial Matrix, then he needs to get the Green Box (The Financial Fitness Pack). If a person is already Financially Free, then I ask you to get the Green Box and help me help others by teaching these financial principles to the world. In the Green Box, the person will learn the Defense, the Offense, and the pathway out of the Financial Matrix playing field. Further, he can plug into a community of winners to be held accountable to the proper financial principles, playing Defense and Offense, and referring others to do similarly.

In closing, the beginning of all breakthroughs starts the moment a person realizes the road he’s been on will not take him to the destination he desires. This was true for Laurie and me, as we lived in all three sub-optimized quadrants seeking to escape the Financial Matrix. It’s now 2017 and last year’s successes and failures are history. Now it’s time to start this year with momentum.  If a person truly wants to live the life he’s always wanted, perhaps it’s time to address the issues you’ve always avoided. 

Sincerely,

Orrin Woodward: LIFE Chairman of the Board

Posted in Finances, Orrin Woodward | 45 Comments »

Here in the Real World

Posted by Orrin Woodward on October 30, 2016

Yesterday morning, I woke up with a song playing in my head, a song from country music singer, Alan Jackson, I hadn’t heard in years. Curious, I went up to my office and searched the words and realized this song fit perfectly with my studies on the Financial Matrix.  I believe more than ever that the greatest impediment to world freedom is the current money system that enslaves everyone who is tempted into debt.

My life’s purpose and the LIFE company are so closely intertwined because I want to help people live their dreams while being debt-free. Naturally, this will it take a longterm focus, disciplined effort,  and the support of a community, but the results are worth the time invested. After a few hours of playing with the lyrics, I changed the words to fit the story of the current money system. George Guzzardo’s fascinating new book The Torch of Freedom shares the story of freedom in an engaging style. To live a life of liberty, however, a person must free himself from the Financial Matrix debt system.

Play the song and read the new lyrics below to sing the new song. For that matter, if one is in a creative mood, feel free to suggest more verses that fit into the song. 🙂

Sincerely,

Orrin Woodward

“Here In The Real World”

Cowboys don’t cry, and heroes don’t die
Good conquers evil, again and again
Freedom, the sweet dream, that always comes true
Oh if life were like the movies, I’d never be blue

But here in the real world, it’s not and justice for all
Big Banks and inflation, cause real dreams to stall
The system is sad but true, making money indebting you
It’s why the people don’t ever get debt-free, here in the real world

I gave you my labor, but that wasn’t enough
To hold my income, when booms turned to busts
And tonight on that silver screen, it’ll end like it should
Light will cast out darkness, like we hoped it would

But here in the real world, it’s not that easy at all
With banks too big to fail, its real jobs that fall
And although it’s sad but true, there’s still one thing that we could do
Put an end to the Financial Matrix fraud, here in the real world

 

Posted in Finances, Freedom/Liberty, Orrin Woodward | 31 Comments »

Financial Sovereignty: Aligning the Mind

Posted by Orrin Woodward on May 29, 2016

Financial Matrix Quadrants

Financial Matrix Quadrants

Financial Sovereignty, a lifestyle where people enjoy ownership and choices, one lived by less than 1% of North Americans, is created when people align their conscious (logical mind) with their subconscious (emotional mind).

Whereas the conscious mind stimulates 2,000 neurons per second when thinking with logic, the subconscious mind stimulates 4,000,000,000 per second when visualizing with emotion! The subconscious mind, in other words,  the one that thinks in images and emotions, engages two million times more brain power per second than the conscious mind. As a result, the tip of the iceberg metaphor is outdated, as Dr. Timothy Wilson pointed out when he noted, “Freud’s view that consciousness is the tip of the mental iceberg, was short of the mark … it may be more the size of a snowball on top of that iceberg” 

Interestingly, began calling the conscious mind the ant and the subconscious mind the elephant to represent the vast disparity in processing power of the two minds. Moreover, Olympic Gold Medalist, Vince Poscente even wrote a book called the Ant and the Elephant, emphasizing the importance of aligning the conscious and subconscious mind  to achieve mastery in any field of human achievement. 

Conscious and Subconscious Mind

Conscious and Subconscious Mind

Unfortunately, despite the research and popular books, few people have any idea how important it is to learn how to align the Ant and the Elephant mind. Instead, their minds are in a state of constant turmoil, a civil war brewing between the logical mind and the emotional mind, a battle that destroys all hope for united mental action. Of course, without mental alignment, the person burns all his energy in internal battles and has little left for the external battles necessary for all success. This is success suicide, for every high-achiever must utilize his logical and emotional mind to achieve success? 

Accordingly, three out of the four quadrants in the Financial Matrix have sub-optimized their success because they have not aligned the Ant and The Elephant. First, the Financial Subject shuts down the logical mind (refusing to ponder how foolish it is to subjugate himself to debt merely for a temporary emotional purchase buzz) and allows the emotional mind to take charge. The Financial Subject, as a result, experiences the short-term joy of counterfeit dreams (choices) and the longterm pain of compounding personal debt (no ownership). How insane!

Second, the Financial Serf, in contrast, does the opposite. He shuts down his emotional mind (refusing to dream because he hates debt) and allows the rational mind to take control. While commendably owning most of his assets, he also has rationalizes away his dreams (no choices) and lives a settle-for life, resisting anyone or anything that attempts to get him dreaming again. Dismally, through an impressive act of will, the Financial Serf forces himself to live below his means, killing his debt by killing his dreams.  How sad!

The worst case, however, is the Financial Slave, who has no ownership or choices. Indeed, he has completely submitted himself to the Financial Matrix, his Ant and Elephant minds both disengaged from reality while his debts increase and his dreams decrease. The Financial Slave has surrendered his dreams, no longer a grown up dreamer but a given up debtor. His debt crushes his ability to think, so he simply works to pay his bills and live another day.  How inhuman!

Needless to say, none of these quadrants permit people to live their dreams because they haven’t aligned the Ant and the Elephant and ended the mental civil war. This is what make the Financial Sovereign quadrant so unique, for it is the only one to end the civil war. The person in this quadrant enjoys both the ownership of assets and the liberty of choices because he uses his rational mind to play defense and his emotional mind to dream. How liberating!

In the video below, I describe how Laurie and I, starting with little skills, money, or time, built the life we always wanted. This certainly wasn’t easy in the beginning, but then again, failing financially isn’t easy in the beginning, the middle, or the end. 🙂 What did we do? Well, in a nutshell, we ended the civil war, aligning our Ant and the Elephant minds through reading, listening, and associating with other successful minds who had already terminated their civil war.

That is to say, the fastest way to to end your civil war, is to learn from others who have already done so. Like my friend Larry VanBuskirk once said, “If you are unhappy with the results you are producing in life, perhaps it’s time to STOP taking your own advice” 🙂 This explains the importance of LIFE Leadership seminars, namely, to expose the people who are failing financially (because of the ongoing mental civil war) to people who are winning financially (because the mental civil war is over) to help everyone move ahead. 

 The Financial Fitness Program teaches people about the Financial Matrix playing field, the Ant-mode Defense (logical plan), and the Elephant-mode Offense (emotional reason). A person will not escape the Financial Matrix until he first understands what it is and how the web of debt captured him; then, he must use his Ant mind to develop a logical plan to spend less than he makes; finally, he must picture his future clearly, for thoughts are things, and get to work to turn the thoughts into reality.

Please share which Financial Matrix Quadrant you were in when you started your escape?

Sincerely,

Orrin Woodward: LIFE Leadership Chairman of the Board

Posted in Finances, LIFE Leadership, Orrin Woodward | 14 Comments »

LIFE Leadership: Financial Matrix Scam

Posted by Orrin Woodward on May 23, 2016

Did you know that fifty percent of all American workers are Financial Slaves! Don’t believe me? I don’t blame you, I could hardly believe it myself until I started doing my own

Financial Fitness Pack

research. According to the latest data reported on Economist.com, over half of all Americans over 18 have no net worth, not even a penny. Let that sink in for a moment. Imagine all the hours husbands and wives work every year and over half of the households have NOTHING to show for it? The Broke Quadrant has no ownership and no choices, which is simply slavery under a different name.

Furthermore, over 80% of Americans over age 18 are in debt, a debt trapping them into financial status. For if the typical family loses one of its jobs, be it by downsizing or medial challenge, the family boat is capsized. This makes the family subject to the whims of employers and health – not a good position to be in.  Is this really the American Dream we imagined growing for people living in the home of the brave and the land of the free? BTW, for the Canadians reading  this, the data is very similar and the Financial Matrix has trapped your nation as well.

Financial Matrix TrapThe two groups getting hammered by the Financial Matrix Scam are the Financial Slaves (no net worth) and the Financial Status (servicing debt to survive). The other sub-optimized quadrant is the Tightwad quadrant, where people live within their means by saying no to their dreams for decades. Who wants to do that? Indeed, the only quadrants that allows you to live your dreams without debt in a reasonable time-frame is the Financially Free quadrant, those who play Defense and Offense to escapt the Financial Matrix.

Escaping the Financial Matrix, in other words, isn’t a little deal. Instead, its one of the greatest accomplishments a person can achieve financially. The Financial Matrix is siphoning trillions of dollars from unsuspecting debtors at the household, businesses and government levels.  In the video below, I share how to move from suboptimized quadrants and to Financial Freedom through applying the principles in the Green Box, The Financial Fitness Program. Only the Financially Free citizens have both ownership and the choices to live their dreams.

Although everyone can be free by learning how to play defense and offense to escape the Financial Matrix, it takes discipline to do so. This is where the Green Box community comes in, for it teaches people how to hold themselves accountable to their goals and dreams through Association, Accountability, and Acclamation. Community, in other words, is the key to the Green Box Revolution!

Watch the video below and determine where you fit within the Financial Matrix Quadrants and what your plan is to escape is.  If you don’t have a workable plan, perhaps the Financial Fitness Program can help. 

Sincerely,

Orrin Woodward: Life Chairman of the Board

 

Posted in Finances, Freedom/Liberty, LIFE Leadership, Orrin Woodward | 29 Comments »

Political Parties: America’s New Religion

Posted by Orrin Woodward on May 12, 2016

Modern society is not as irreligious as it claims to be. In fact, today’s most popular religion arguably has more true believers, as the numbers attending its “worship” services reveal, than any other American faith. With its own variety of high-priests, shamans, and bishops, not to mention excommunicated heretics, the new faith feeds on people’s hunger to believe in unbelievable times. While faith in God has waned, a substitute faith, for nature abhors a vacuum, has filled the space. These pseudo-religious political parties, whether in its Democrat or Republican variety, have, over the last one hundred years, eclipsed the older faiths. Today, people no longer go to church and trust in the promised Messiah, but rather go to political rallies and trust in the promises of the latest  “political messiah”.

In the Middle Ages, the priest was the divinely commissioned agent and the State merely the divinely tolerated power to enforce God’s rule. Unfortunately, shortly after the Protestant Reformation, Luther’s friend Melanchthon, among others, denied the church had authority to make laws the bound the conscience, claiming only the State had that power. Naturally, the State leaders readily agreed and subsequently seized the moral power from the naive church leaders. The doctrine of the divine right of kings originated from this sequence of events, embodied by kings claiming their power derived not from the Pope, as in earlier days, but instead directly from God himself.

The divine right of kings, in effect, was the king’s declaration of independence from the church’s authority. Interestingly enough, the reformation, although arguably a return to Biblical doctrines, was a mixed blessing. For the various protest disintegrated the Church and integrated the State. This culminated in King James I boldly proclaiming complete independence of the State from church interference. To add insult to injury, the Religious Peace of Augsburg dealt an even more destructive blow to the ancient claim of the church as the universal moral influence within society. Among other things, it was agreed that the citizen of each state must adopt the religion of his sovereign. Cuius regio eius religio. Instead of religious liberty, this was the supreme assertion of State power over society.

Harold MacMillan

Harold MacMillan

Whereas previously one of the roles of the church was to protect society’s members from overzealous kings, the door was now open for the State’s absolute control over morality and law. Although  people today claim the State does not regulate morals, nothing could be further from the truth. All law is merely the culture’s value-system enforced by State Power. In fact, the only real difference between law in the Middle-Ages and today’s law is the value-system is developed independently from Biblical influences. For instance, the State still has portions of the Ten Commandments code in its law (murder and stealing come to mind), but as time passes the State drifts further from Biblical law into political law.  Shockingly, as I study the  historical events, the State’s increase in power comes with the church’s decrease. The unintended consequence of the reformers efforts to purify the church resulted in the splintering of the only entity strong enough to resist the State’s desire for absolute power. The avenue was now open for the birth of the absolute State, a world-order that would have been entirely incomprehensible to the men who labored during the age of faith.

To be sure, the divine right of kings philosophy no longer influences the State, but what has replaced it (the divine right of the people), judging merely its results, is even worse.  For the increase in the people’s power has not actually helped the people; instead, it has allowed the money elites, through their control of the media, to sway the masses into signing away their birthright.  The absolute State can exist in monarchies, aristocracies, and democracies, but the money elites love democracies the best.  Because man in mass is the predictable, in a democracy, all the elites have to do is purchase enough votes by promising government handouts and applying liberal layers of media propaganda. The predictable outcome is the mass of people dance to the paid piper’s tune. Monarchies and aristocracies, in contrast, might stand up to the elites manipulation, and why run that risk when the people are so gullible? Simply by telling the people they have the power, the people will defend the system that ensures their own enslavement, not thinking to actually examine if liberty has increased or decreased since the divine rights of people has allegedly reigned supreme.

John Adams

John Adams

Be that as it may, the State democracies have led to absolute power without any moral checks upon it. The State has become God to modern man. For example, the State God controls its subjects in ways that kings from yesterday could only dream of, including: the power to tax incomes, the power to draft society’s young, the power to educate, the power to define morals, the power to create money, and even the power to punish peaceable dissent. Dismally, despite modern democracies boast of maximum liberty with equality, the actual differences between democracies, fascists, and communists is one of a few degrees. In contrast, the difference between the Middle Age State, with its moral check from the Church, and today’s absolute State, with no moral checks, is night and day.

Please don’t misunderstand me. I am not suggesting a return to the Middle Ages, but I do believe we can learn much from our political heritage. For instance, just because the church is no longer influencing the State does not mean the State is not being influence. Rather, it just ensures the older faiths have been replaced by today political religions. In other words, as the formal faiths fade, the void is filled with the hype and rhetoric of the latest “political messiah”, proclaiming his/her prophecies of the future in front of thousands of the faithful.

James Madison

James Madison

Perhaps some will think I am pessimistic, but actually I am very confident in the future. Injustice is always punished by God Almighty and I believe the Financial Matrix will ultimately damage society to the point where it can no longer deny the obvious, namely, that the State cannot have absolute power. The reason the Financial Matrix seeks to have the people genuflect to the latest political puppet is this ensures the underlying systemic causes of the mess are ignored. Yes, I am all for good leadership, but until I hear someone speak truthfully on the injustice of anyone controlling society’s money and media, I know the Financial Matrix has just applied new lipstick on an old pig. 🙂 Think about it for a minute. So long as money and media are in the hands of the elites, why would anyone be shocked the candidates (whether of the Democratic or Republican religion) are merely obedient puppets? After all, it takes hundreds of millions of dollars and constant media coverage to get elected and who controls both of these? Accordingly, State control is a foregone conclusion until money and media are set free from the elite’s grip. The Money, Media, and Military trifecta, a trifecta that has liberty in a death grip, must be broken before liberty can breathe freely again.

Alright, I will step down from my Cassandran (see Homer’s Iliad) soap box and return to my work. This year’s religious processions have inspired the faithful and my non-participation is not hurting anyone. The media can whip up that lost feeling of hope for the masses one more time as they paradoxically struggle to pay their bills in the richest society in history of mankind. I guess I am now officially a heretic of the State religion for I do not believe this religion has, nor ever will, deliver the goods. Indeed, no matter how many services the faithful attend; no matter of how many sincere prayers are offered up; and no matter how many candidates are propped up; the truth is, until the Financial Matrix ends, the people lose. Its a rigged game – heads,the elites win; tails, and the people lose.

Mass Movements Driving Change

Mass Movements Driving Change

Thankfully, the road to victory begins the moment we turn from our false religion. Instead of bowing before the political puppets, what if millions of men and women restored their conscience and character by bowing before the real Messiah? What if we admitted our addiction to debt and materialism and turned from the false idols. What if, in other words, we played defense to wipe out our debt and then offense to create the life we’ve always wanted debt-free? Then, as Financial Sovereigns, we could address the Financial Matrix and restore freedom for the next-generation.

Sure, this is an ambitious task, but what’s the point of leadership if we are just playing it safe. Some will say, people trapped in ignorance and apathy don’t know and don’t care. Nevertheless, I know I care and I know you care, for you wouldn’t have read this far if you didn’t. The Financial Fitness Program from LIFE Leadership is designed to help people help themselves and then others. Are you ready to be part of the solution? I don’t promise easy, but I do promise worth it.

Sincerely,

Orrin Woodward

Posted in Finances, Freedom/Liberty, LIFE Leadership, Orrin Woodward | 22 Comments »

Financial Fitness – Offense

Posted by Orrin Woodward on April 1, 2016

The civilized world is the midst of a debt deluge; nonetheless, pessimism is not the answer. After all, although no one can control what governments or businesses do, everyone can stop being seduced into debt slavery. This alone would return 33% of the average person’s income back into his control and why defense is such an important part of financial literacy. Defense, simply stated, is spending less than one makes compounded over time. The difference between what one makes and what one spends is then applied to the current debt until all debts are eliminated. Amazing how simple it all sounds and also amazing how difficult it is to stop being seduced into slavery by the latest shiny object.

6a00e54eedbee1883401b7c77b0f32970b-320wiInterestingly, however, most financial literacy programs cover little, if anything, of the playing field and focus mainly on the defensive steps. While defense is good, no one can win a sports championship without offense also. Strangely, however, most programs are silent on the crucial aspect of the financial game. Hence, the typical financial education directs a person’s focus to his current reality. Naturally, this keeps his head down in the details and dirt of his current financial mess. The problem with financial mindset alone is it gets a person thinking so logically about scrimping today that he forgets to dream about a better tomorrow. In contrast, a proper financial plan should lead a person to look down into the details to develop today’s belt-tightening plan to be set into motion. Then, however, one must look up so he can get up. After all, the goal is not for a person to surrender all his dreams in order to live debt free. Rather the goal is for him to live below his means so he can begin investing, as Warren Buffett said, in his number one resource, namely, his personal development.

Indeed, developing personal and professional skills is essential for offense. Why this is not emphasized in a person’s financial plan is beyond me. Especially when one considers there are only two methods to increase the amount remaining between what one makes and one spends: either make more or spend less. As a result, both the make more (offense) and spend less (defense) are vital. To make more money, however, a person must dream for a better future and then invest in more skills. Did the reader catch the crucial distinction? The financial plan defense teaches to spend less while the offense teaches to invest more to develop marketable skills. Interestingly, the skills most highly prized are not the hard technical skills, but rather the soft people skills. For many gain the technical skills but lack the people skills to convey their ideas and work as part of a healthy team. Above all else, improved people skills is the fastest way to increase one’s income. For instance, Dale Carnegie once wrote, “…15 percent of one’s financial success is due to one’s technical knowledge and about 85 percent is due to skill in human engineering—to personality and the ability to lead people.”

Perhaps a person may believe that Carnegie’s quote, written back in 1936, is no longer valid in today’s highly technical age. However, if anything, people skills are more valued today than ever. For instance, even the technology giant, Google, realized that technical skills alone did not make for a good manager. According to Google Vice President Laszlo Bock, “In the Google context, we’d always believed that to be a manager, particularly on the engineering side, you needed to be as deep or deeper a technical expert than the people who work for you. It turns out that that’s absolutely the least important thing. It’s important, but pales in comparison. Much more important is just making that connection and being accessible.” This is the where the Financial Fitness Program shines above all others. For not only does it teach all the principles of defense, but also provides the best offense skills available through LIFE Leadership’s personal development library of products. The founders of LIFE have heard thousands of testimonies from people who have raised their incomes through increased commissions, job promotions, or improved effectiveness.

Be that as it may, this is still just the tip of the offense iceberg. The real secret of offense is to develop a burning desire. In contrast to getting buried in defensive details for the next 20 years, the Financial Fitness Program teaches a person how to dream and achieve. Perhaps there has never been a time in history where Napoleon Hill’s advice (he studied over 300 multi-millionaires before writing his classic Think and Grow Rich) is more needed than today: “There is one quality which one must possess to win, and that is definiteness of purpose, the knowledge of what one wants, and a burning desire to possess it.” Indeed, a burning desire turns fantasies into dreams and dreams into goals that are achievable. Unfortunately, most people live their lives as wandering generalities rather than one with specific intention. After all, success can be boiled down to three thoughts: 1) What do you want? 2) What’s it cost? 3) Pay it. The burning desire, needless to say, is what helps a person answer these three critical questions to help them live a life of purpose in an age of purposelessness. A burning desire turns a someday fantasy into a dream with a deadline through the power of goal setting set today. Success, like they said of Rome, isn’t built in a day, but it is built day by day.

Sincerely,

Orrin Woodward

Posted in Finances, Freedom/Liberty, LIFE Leadership, Orrin Woodward | 15 Comments »

Financial Fitness Program

Posted by Orrin Woodward on March 30, 2016

Many people, when confronted with the reality of their financial positions respond like the ostrich hunted by a tiger and merely bury their heads in the sand. Others, in contrast, realize they must make some changes, but unfortunately, they get so mired in the defensive details that they lose the forest from studying the particular tree. Of course, both of these scenarios miss out on the true strength of the Financial Fitness Program (FFP). While many financial programs offer defensive strategies to get out of debt, only the FFP describes the playing field rules (Financial Matrix) and teaches how to win the financial game by combining defense and offense. After all, who wants to live on a financial diet the rest of their lives while sacrificing all their goals and dreams merely to be debt free? Is it possible to live debt free and still live the life of one’s dreams? This is EXACTLY why the FFP was created.

Financial Fitness Pack

Financial Fitness Pack

First, the reader must understand the financial system is rigged against him. It’s not just a matter of the consumer lacking fiscal responsibility, although this certainly plays a part. In addition, however, the system itself is designed to profit the bankers at consumer expense. For example, whereas banks are allowed to create mortgage loans out of thin air (through the wonders of the fractional-reserve-banking system), people are expected to pay back this mortgage “money” by surrendering a portion of their productive labors over the course of the next thirty years or so. Of course, mortgage loans are just one of the avenues the banking system uses to secure its tentacles around a person’s pocketbook. Once student loans, car loans, car leases, credit cards, and consumer loans are added to the list, the amount of money going to service debt amounts to over 33% of a person’s take home income! Needless to say, paying 33% to the banking system for money created out of thin air seems like an unfair playing field.

Personal debt, however, is just one of the banking systems three-pronged approach to bilking society, for businesses and governments are also highly in debt to their eyeballs. In fact, the St. Louis Federal Reserve announced the total US debt (the combination of government, business, mortgage, and consumer debt) had increased from $2.2 trillion in 1972 (the year President Nixon took the dollar off the international gold standard) to nearly $59.4 trillion in the first quarter of 2014. That’s an unbelievable 27 times increase! Interestingly, the debt is split almost evenly among all three sectors with personal, business, and government debts totaling approximately$20 trillion each. Businesses cover their debt by raising prices while governments cover theirs by raising taxes; unfortunately, the consumer ends up footing the bill for both of these debts. No wonder citizens across the civilized world are struggling, for the compounding three-pronged parasitic debt attack does not rest.

Disastrously, even at just 5% interest, America’s interest on its debt today amounts to over $3 trillion. That’s 3,000,000,000,000 dollars! This interest money is siphoned off the top of the productive capacity of every American by the banking system that created it out of thin air. In other words, before anyone is allowed to enjoy the fruits of his labor, he is forced to service all debts (personal, business, and government). Like we said earlier, the game is rigged and participation in it only ensures financial failure in the long run. The authors termed this fixed game the Financial Matrix – a system of control designed to enslave people and profit the banking system. Unfortunately, the people’s lack of financial literacy allows the banking system to seduce the people into debt enslavement. The Financial Matrix, as a result, unlike earlier matrices of control based upon coercion like slavery or serfdom, is a matrix of control where people freely choose their own enslavement.

Perhaps 2016 is the year the reader decides to make changes for his financial future. LIFE Leadership‘s top selling product, the Financial Fitness Program, has already tracked nearly $6.5 million in debt reduction for its customers!  The program and it will help the reader learn the defense, offense, and the playing field (Financial Matrix) for financial success.

Sincerely,

Orrin Woodward

Posted in Finances, Freedom/Liberty, LIFE Leadership | 19 Comments »

The Case Against Fractional-Reserve Banking

Posted by Orrin Woodward on February 19, 2016

Perhaps the best way to explain fractional-reserve banking is by analogy. Just as a bank note was originally a metaphysical paper representation of a specific physical amount of precious metal money so too is a property title a metaphysical paper representation of a physical plot of land. Imagine the indignation a person would feel if he had exchanged his money for the title believing he had purchased a plot of land only to discover later that the unethical seller had copied the title and sold the paper title to ten other people. What was actually sold? Eleven people cannot own the same physical piece of land but they can own identical metaphysical paper representations of the land. The fraud, as a result, begins the moment the metaphysical representation no longer matches the physical reality. Legally, the seller is guilty of violating property laws and would face severe sanctions for his crime.

Curiously, however, when a bank behaves in a similar fashion and prints numerous banknotes representing titles to the same specific physical precious metals money, it is not considered a violation of property laws. Paradoxically, the same fraudulent behavior where multiple metaphysical copies a one physical item receives severe penalties in every other area, somehow is considered “legal” practices in banking and is termed fractional-reserve banking (FRB). For how can the same physical precious metals be sold (loaned) to numerous parties via its metaphysical paper representation anymore than the same physical land can be sold to numerous parties using the identical scheme? How, in essence, can several parties own the same property at the same time? The answer is a physical impossibility and a metaphysical fraud.

Another example conveying the injustice of FRB is to picture a person who decides to sell his motorcycle. He places an ad in the paper and receives a call with a strange request. The potential buyer states his wife is against him owning a bike, but he really wants one. He offers to purchase the bike if the seller will store the motorbike in his garage. The buyer will only use the bike on Saturdays and he even offers to pay a small storage fee. The seller agrees and the title is exchanged for the cash. After several months, the seller realizes the bike is just sitting there the other six days. At first, he casually takes the bike for a ride personally, realizing he practically owns the bike even though he sold it and receives a monthly fee to store it. Finally, however, he conceptualizes and even more devious plan. Why, he asks himself, not copy the title for the bike six more times (since there is seven days in the week and the “owner” needs his bike only one of the days) and sell the bike again to other unsuspecting “owners”? Not only would I seven times my profit but I would also be able to charge a storage fee to each “owner”.

The fraudulent seller proceeds to run the motorcycle ad specifically looking for husbands with limited time and protective wives. To the seller’s delight, over the next several months he identified six more buyers. The seller was careful to only select buyers who asked to store the bike and who only desired to use the bike on a specific day. Although each person believed he owned the motorcycle in full, the seller defrauded all of them for his illicit gains. Now, the storage owner had a new “owner” for each day of the week and received seven times the profit on the sale of his bike and still received storage fees on top of that! Is this fraud or an innovative fractional-reserve motorcycle selling system?

True, if each owner knew he was only buying one day’s ownership then its physically possible and metaphysically permissible because the titles would represent only a fraction of ownership. This, however, wasn’t true in this case nor is it true with FRB loans. Each owner believes he owns 100% of the bike title and paid for it in full. Accordingly, the seller has committed fraud by metaphysically representing he had seven bikes to sell even though he actually owned only one physically. The pragmatic argument that since the bike owners were not using their property the other six days of the week that the storage facility had a right to sell someone’s else’s property the other six days is simply ludicrous. Especially when the owner’s property was sold without his knowledge or consent.

The banks, however, systematically practice the same thing. For instead of storing society’s money (like most people believe they do) they actually sell (loan) the owner’s money to numerous third parties while acting like the money is available to the original owner on demand. How can the same money be loaned out to ten separate parties while still being available to the actual owners all at the same time? This simply is not possible in the physical world but as shown above it is possible when practicing a metaphysical fraud. Amazingly, the motorcycle seller’s fraud would be punished severely, but the bankers similar fraud is blessed by the State.

The Bank of England (one of the first central banks) utilized FRB to print over ten times as many banknotes as the actual precious metals stored in England’s vaults. As a result, the Bank of England quickly captured the English Empire’s money supply and called the shots as Master of the Puppets. However, the issuance of paper bank notes led to one further innovation in money creation that, strangely enough, was developed in colonial America, namely State fiat-paper.  Colonial America lacked precious metal money and did not like the control the Bank of England had on colonial commerce. Naturally, the question was asked, why not have the colonies issue their own paper notes and promise to redeem them with future tax revenues? In this way the government, businesses, and individuals would not have to pay the Bank of England interest on their paper notes.

Unknown-1The new Sovereign State backed money was a huge success (its still Fiat Money and has its problems but at least the public State does not pay interest to private international financiers) in usurping the need for the Bank of England notes. In fact, Ben Franklin was so impressed by the new innovation that he wrote a treatise in defense of the public Sovereign State backed paper money. Of course, the international bankers who controlled the Bank of England were not amused with the colonial upstarts cheekiness. The Bank of England restored its profits by applying pressure to King George III who forced the colonies to shutdown the colonial paper and return to the Bank of England notes. This, in reality, and not the infinitesimal taxes on colonial merchandise was the real cause of the American Revolution. No less an authority than Ben Franklin himself (considered by many, including me, to be the greatest diplomat in American history because of his keen understanding of humanity) believed this when he observed, “The Colonies would gladly have borne the little tax on tea and other matters had it not been the poverty caused by the bad influence of the English bankers on the Parliament, which has caused in the Colonies hatred of England and the Revolutionary War.”

In closing, one of the best principles I learned from economist Dr. Murray Rothbard was FTM – Follow the Money. For every one person motivated by ideals, there are a thousand who are bought and sold. Unfortunately, the more history I read with an eye on Cui Bono (who benefits) the more I realize that most of the history I thought I had learned is simply not so. LIFE Leadership is a company designed to help people learn the truth, escape The Financial Matrixand live a life that matter. I promise to play my part and continue my quest for truth by helping the people understand the dangers of enslaving themselves body, mind, and spirit into the matrix.

Sincerely,

Orrin Woodward

Posted in Finances, Freedom/Liberty, Orrin Woodward | 26 Comments »