Orrin Woodward on LIFE & Leadership

Inc Magazine Top 20 Leader shares his personal, professional, and financial secrets.

  • Orrin Woodward

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    Former Guinness World Record Holder for largest book signing ever, Orrin Woodward is a NY Times bestselling author of And Justice For All along with RESOLVED & coauthor of LeaderShift and Launching a Leadership Revolution. His books have sold over one million copies in the financial, leadership and liberty fields. RESOLVED: 13 Resolutions For LIFE made the Top 100 All-Time Best Leadership Books and the 13 Resolutions are the framework for the top selling Mental Fitness Challenge personal development program.

    Orrin made the Top 20 Inc. Magazine Leadership list & has co-founded two multi-million dollar leadership companies. Currently, he serves as the Chairman of the Board of the LIFE. He has a B.S. degree from GMI-EMI (now Kettering University) in manufacturing systems engineering. He holds four U.S. patents, and won an exclusive National Technical Benchmarking Award.

    This blog is an Alltop selection and ranked in HR's Top 100 Blogs for Management & Leadership.

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Financial Matrix

The Financial Matrix

(Order Orrin Woodward‘s new book here or on Amazon)

6a00e54eedbee1883401b7c77b0f32970b-320wiFor over twenty years, I have researched the political, economic, and social histories of Western Civilization and have arrived at some startling conclusions. Perhaps the biggest is that the aristocratic elites of every generation have sought a control matrix to exploit the production of the masses. This may appear radical the first time one hears it, but please hear me out. For the famous French political philosopher Bertrand De Jouvenel said similarly when he noted, “Whoever does not wish to render history incomprehensible by departmentalizing it – political, economic, social – would perhaps take the view that it is in essence a battle of dominant wills (elites), fighting in every way they can for the material which is common to everything they construct: the human labor force. (masses)” (parenthesis mine) In other words, the the aristocratic elites (dominant wills) seek methods to control the masses (human labor) production.

Viewing history through this lens, I then reviewed my notes from the economic field and recalled the three factors needed for all production – labor, land, and capital. Indeed, one of the classical economists, John Stuart Mill, wrote, “The Law of the Increase of Production Depends on those of Three Elements— Labor. Capital, and Land.” When I married these two concepts together, I realized I had discovered the aristocracy’s playbook for the matrices of control throughout history. The code to building control matrices, in effect, had been broken. For in order for the elites to control the masses production, they must do so by controlling one (or more) of the three factors of production. Not surprisingly, history reveals the aristocracy used each of the three factors of production in building the three main control matrices used throughout history. Theory, in this case, mirrors history exactly.

The Financial Matrix, needless to say, was not the aristocracy’s first matrix of control. Rather, it’s the third one (based upon the third factor of production) created after the first two matrices (based upon the first two factors of production) collapsed. Interestingly, most of the readers (assuming they didn’t sleep through history class) are familiar with the other two matrices of control – the Physical Matrix (human slavery) and the Land Matrix (feudal serfdom). Ironically, although Western Civilization’s founders (the Greeks and Romans) wrote about liberty and justice extensively, they also hypocritically exercised the Physical Matrix to enslave defeated foes. The slaves were forced to work while the conquerors, who disdained physical work, enjoyed the liberty to speak, write, and lead. The Physical Matrix was a system of control where the aristocracy (the strong) forced the masses (the weak) to toil away in slavery and obscurity. The Physical Matrix was the preferred method of control throughout antiquity until something changed in the late Roman Empire.

That change, in particular, was the influence of Christianity upon the social norms of Roman society. Whereas slavery was previously acceptable, Christian doctrine taught that all men were created equal before an almighty God. Since all fellow-believers were brothers and sisters in Christ, it became increasingly difficult to rationalize how a Christian for enslave a fellow brother or sister (unfortunately, the later discovery of America restored European rationalizations and the Physical Matrix enslavement of people from Africa). Thus, without the moral support from European society, the Physical Matrix collapsed under its own weight in the middle-ages. Not surprisingly, however, the aristocrats sought an alternative matrix of control to replace it. Although labor could no longer be controlled directly, perhaps the aristocracy could do indirectly what it could no longer do directly. Predictably, almost as if the aristocracy understood the three factors of production and crossed off the first one (labor) only to move over the next one (labor), the aristocracy built the Land Matrix by owning and controlling all the land in the middle-ages of Europe. The Land Matrix (feudal serfdom) was a system of control system where the aristocrats (kings, princes, and lords) owned all the land and the serfs were forced to serve the lord in order to survive.

Feudalism (Land Matrix) was, in essence, a system where the aristocrats promised the serfs protection if the serfs would work the owners land. The new matrix provided the serf the land he needed to live for a land tax amounting to around 50% of his agricultural production. Furthermore, the serfs agreed to work the lord’s fields several days a week, since the aristocrats rarely, if ever, worked their own fields. The serfs, having no where else to go, nor strong enough to resist the tyranny, simply submitted to the Land Matrix. Although, the people were no longer slaves, they weren’t free either because the high taxes forced immobility permitted the aristocrats to indirectly control the serf’s labor by directly controlling all the land. Generations of serfs would live and die on the same piece of land performing basically the same work as his forefathers. Feudalism in Europe ended the Physical Matrix slavery (control of the first factor of production – labor) only to birth the Land Matrix serfdom (control of the second factor of production – land).

Finally, however, during the late middle-ages, the reintroduction of gold and silver destroyed the economics of feudalism since the serfs no longer needed to live on the lord’s land. In the city air, the serf could breathe free. The serfs migrated to the growing cities where they became bakers, butchers, and candlestick makers to live without needing the lord’s land. The peasants, instead, sold their services for gold and silver (asset money) and then traded the asset money to purchased other items necessary for survival. Asset money and free cities allowed the serfs to live without the lord’s land and, not shockingly, the Land Matrix collapsed. For the serfs could no longer be controlled by the aristocrats who owned all the land. Now, both the Physical and Land Matrix were for all practical purposes, extinct.

However, there was still one more factor of production (capital) the aristocrats could seek to control to build another matrix. Naturally, the battle between society’s gold-standard asset money and the aristocrat’s fiat-standard debt money began in earnest.  Interestingly, money was created by society’s members (one of the essential developments for civilization) as a measurement of exchange value ratios of various products. The following several paragraphs is an attempt to simplify a complicated subject. Thankfully, it’s not crucial to understand all of this when reading for the first time, but I want to include it so that a person has access to the truth of our current financial system.

Money was created by society to measure what one item was worth in relation to others. Gold and silver were the preferred forms of money because it was light-weight, easily divisible, and in demand practically everywhere. And, since gold is a fixed-quantity (it cannot be created out of thin air) and is difficult to mine, inflation was low and predictable. Indeed, the rebirth of asset money fueled the growth of capitalism by increasing the division-of-labor, and trade between peoples. Remarkably, for nearly four hundred years, asset money led to the creation of more wealth for more people than at any time in recorded history.

Of course, the aristocrats attempted various methods to manipulate the money supply (debasement and fractional-reserve banking) but the gold-standard tied their hands. Indeed, anytime the people suspected the aristocrats of foul play, they could demand all payments in gold, forcing the aristocrats to pay in asset money rather than the manipulated debt money. The gold standard acted as an automatic regulator to protect the masses against the manipulations of the elites. For it forced the elites to redeem their paper debt money into gold asset money whenever paper holder demanded it. This on-demand gold-standard redemption policy tempered the inflation manipulation ability of the aristocrats because the elites feared the masses would cause a run on their banks if they suspected fraudulent overprinting of paper compared to gold reserves. The gold-standard, in sum, was the only thing standing in the way of the elite’s matrix of control over the third factor of production – capital.

Fractional Reserve Banking

Fractional Reserve Banking

Unfortunately, with the start of World War I, the elites finally smashed through the gold standard and achieved its four hundred year objective – the birth of the Financial Matrix through control of the third factor of production – capital). The four hundred years of expanding liberty now began its long contraction in the the vice grip of fiat debt-money and fractional-reserve banking. True, the wealth created over the four hundred years was not lost overnight, but slowly, painfully, and inexorably, debt money would replace assets and control would replace liberty. The aristocrats Financial Matrix created a system of indirect control of the masses labor through the direct control of the medium of exchange (money) needed by all using the capitalistic system. One can easily see the damage caused by the Financial Matrix by studying the lost value of the U.S. dollar since the 1913 creation of the Federal Reserve fractional reserve banking system in the U.S. For the value of one U.S. dollar in 1913 is now worth less than four cents today. Put differently, it now takes 25 dollars to purchase what one dollar could purchase in 1913. Dismally, however, inflation is just one of many injustices caused by the Financial Matrix.

When inflation is combined with the increased personal and national debts (which increase taxes), the reader can see why the masses across the civilized world struggle to make ends meet. Indeed, the government-sponsored fractional reserve banking (FRB) system allows banks to partner with central banks to create the majority of society’s money (debt-money) out of thin air. Shockingly, the FRB system permits the banks to create debt money but forces the borrower to pay it back with real assets earned through real production. In essence, artificial dollars (debt money) is created by banks to loan to people who pay the loan and the interest back in real dollars.

The Financial Matrix is the best form of control ever designed by the elites because it is difficult to detect the sleight-of-hand. Whereas it was easy to see the coercion involved in slavery or serfdom (Physical Matrix and Land Matrix) few people understand that debt-money is credit coercion created out of thin air. The debtor is forced to pay back fiat loans through performing real work. If he doesn’t, he is invariable coerced through threats of litigation, bankruptcy, or shame. Amazingly, the FRB system permits the bank system to create debt money to increase profits and control of society’s masses. In fact, The FRB system is the key to the Financial Matrix and why the latest matrix is the most effective and efficient one ever.

Above all else, remember that the Financial Matrix system of control is dependent upon the creation of debt-money. As a result, the Financial Matrix promotes home ownership and home mortgages because it produces most of the systems debt-money (approximately 2/3 of all U.S. debt money is from home mortgages). Disastrously, the Financial Matrix has gutted the home-equity percentages (amount of value owned after subtracting all mortgages), decreasing home-equity percentages (percentage of ownership free from house loans) from over 80% in the 1950‘s to just over 30% today. The Financial Matrix, essentially, has siphoned nearly 50% of the value of the USA’s $25 trillion housing market in just the last 60 years! Nearly $12.5 trillion dollars (almost as much as the total USA national debt) of assets lost by US citizens with little to show for it.

Ok, I promise that is the most complicated part of the book and why the Financial Matrix is so successful, few people even understand it, let alone know how to resist it. In fact, this is why I started the book with a scene from the move The Matrix. If you haven’t watched it, I encourage you to do so. Perhaps no movie has captured so much truth in the form of fiction. Neo is searching for answers to understand why he feels enslaved even though he is allegedly free. Neo spends his days working a job and his nights searching for answers as to the paradox. Similarly, for the last 20 years, I have been building leadership companies as my business and searching for life’s answers as my purpose. To me, the discovery of the Financial Matrix system of control is eerily similar to Neo’s discovery of the matrix. In a particularly telling scene, Morpheus explained to Neo why the world is not as it seems, that a matrix exists to control the masses energy (it’s a sci-fi thriller, after all) whether they are working, playing, or sleeping. The matrix is, as Morpheus explained to Neo, “the world that has been pulled over your eyes, to blind you from the truth.”

Of course, Neo asked what truth Morpheus is referring to and learns, “That you are a slave, Neo. Like everyone else, you were born into bondage, born into a prison that you cannot smell or taste or touch. A prison…for your mind….Unfortunately, no one can be… told what the (Financial) Matrix is… you have to see it for yourself.” Morpheus places two pills before Neo and gives Neo a choice. If he takes the blue pill Neo will live an illusion and never escape the matrix, but if he takes the red pill, he will learn the truth about the matrix and how to set himself free.

If you, like Neo, have been searching for answers, the good news is: the search is over. Just as Morpheus offered Neo the chance to learn the truth, so too do I offer the reader the truth. The rest of the book explains the Financial Matrix and how the reader can avoid it. If you read the book, you will discover how deep the rabbit hole goes and how to escape it. If you don’t read the book, you can believe whatever you want to believe locked inside the Financial Matrix. Not to sound overly dramatic, but I truly believe your next move will have longterm financial consequences.

For those moving ahead, it’s time to share the billionaire secrets that provided me the roadmap out of the Financial Matrix.

31 Responses to “Financial Matrix”

  1. David Nelson said

    Hello Orrin,
    I like reading what you write. You make it come alive and very understandable. Getting and staying out of debt puts a whole new look on life. It makes me appreciate talents that can be learned for fun where I can see and feel an accomplishment, vs entertainment. You are a wonderful example of what happens when goals are set and corrected actions are taken to move towards them. You help us find the path that leads to many amazing adventures. I want you to know you are appreciated.
    Regards,
    Dave Nelson

    • Orrin Woodward said

      Dave, I appreciate the kind words and I appreciate you. LIFE Leadership is on its way to millions of people breaking free from the Financial Matrix! 🙂 God Bless, Orrin

  2. Steven Limanni said

    Great Day Orrin,
    You are truly a guiding light to me and so many thousands of others. Greg and Denny have been discussing the Financial Matrix in just about every conversation, presentation… that they give. As noted by so many others, your ability to communicate the most complex thought processes and simplify them, is remarkable. I am excited to read, understand and promote your upcoming book as we have been taught to pay it forward. My family and I, thank you, Laurie and the TEAM that you have surrounded yourself with, as there is no better teaching than the principles of the LIFE Leadership organization.
    Kind regards,
    Steven Limanni

    • Orrin Woodward said

      Thank You Steven. We have a great purpose and helping people break free from the Financial Matrix is worthy of our best! Very proud of the Rhinos! 🙂

  3. Orrin,

    I enjoy your books and I am totally looking forward to read your new book, The Financial Matrix. As a homeowner, this information is priceless. As a consumer, as a slave to the system I truly wish I had this information right out of high school. Better late then never. See you in Moline Illinois Feb 20,21 and 22. Looking forward to your talk and to Oliver Demille talk as well. Great work Sir.

    Patrick

  4. Unbelievable perseverance from a tight group of leaders who believed in each other! Not many would survive that type of pressure. Only increases the thanks we have to our friends and leaders. LIFE is the answer to the prayers of thousands. Could not be more proud to just be a small part of this!

    Thank-you
    Wesley and Victoria Beach

  5. Orrin, as I stated to you during Aisha’s and my visit to your all’s just completed new home in Port St Lucie (at the Operation Advance promotion event), what you (and the other LIFE Leaders) have created is not just a better ‘ladder’ for personal growth and success in life, but a virtual escalator! And I have come to think of your and Laurie’s beautiful and awesome estate as a New Zion, which as you may recall, was the ultimate refuge for those fortunate souls who were finally able to escape the clutches of the Matrix! God Bless your and the other Founders work in freeing those who will listen from the web of the Financial Matrix!

  6. Charleete said

    Thank you for the article. I cannot wait to read the book. I often struggle to give my family the information they need to live a better life. I am glad I found you. Continue the good work.

  7. Dean Moser said

    I have been working on a concept for the last 5 years to break the financial matrix. To refuse to work with the federal reserve system of fractional reserves. As Henry Ford refused the banking matrix and went to his family of dealerships for funds to expand with. So we all have a family, and as a financial planner, I have been studying and prototyping ways to use a families estate plan to grow an asset worth managing, educate family members to safeguard it, and get the entire family out of the debt money system. I greatly appreciate your work in this area and support the effort wholeheartedly.

    • Orrin Woodward said

      Thanks Dean. I was just telling someone the other day about Henry Ford and how he went to his dealers during the credit crunch. Have a great night. Orrin

  8. Justin Jacobs said

    Orrin,

    I just want to say thank you; to you, to Laurie and to all the other great leaders within LIFE Leadership. Hope has been restored again within my heart that we, each individual, are able to make a difference at all levels, starting within our spheres of influence. You may currently have or start with a small sphere, but the possibility of how large it can become is only up to you and comes back to a choice. I used to get caught up in the saying “it is what it is.” But now, through what I am learning in my journey toward success as an entrepreneur in LIFE, truly believe “it is what it is only until you decide to make the choice to change it” and am very excited for all that is in store for the future; the future of my life, the future for my family, the future of our business, the future of LIFE Leadership and the future of our country. Thank you for being the servant leader that you are and inspiring others to pursue the same ideals and their purpose. We can and I believe we will, make the necessary difference for all future leaders if they also choose. Thank you, God Bless and Let Freedom Ring!

    Sincerely,
    Justin Jacobs

  9. Great writing Orrin. I want to commend you on bringing this foundational information to everyone. The truth is that it is imperative that everyone begins to learn the principles and truths you have lain out.

    Some items I would like to point out that I believe are relevant to the discussion threads running through your mind on this topic. It would seem that we need to move the money/compensation/wealth creation paradigm toward the use of the word resources. The use of the word debt-money is limiting in itself and does not necessarily complete the picture.

    The truth of the matter regarding the item we call money is that it is in fact Federal Reserve Notes. It is a creation of the Federal Reserve System. It is elastic/plastic/fake and has been designed to be that since its creation. It has nothing to do with value and its existence among us is purely for the control of people. If there are not enough of them floating around then we print more or create more virtual representations of them. They have no analytical value in the discussion of economic policy other than to create an illusion.

    We need to move our discussion as a whole away from the use of the term money or dollar as is serves as a proxy for this Fed creation. We need to collectively pray for an understanding of a monetary system and monetary elements that are created of substance and not illusion. I personally believe that God is giving us a revelation of unlimited resources and that revelation in my mind lines up more with scripture than anything else.

    Another item that is commonly overlooked is the perception that our current macro pricing structures that are established on a global basis are so far removed from reality that it is almost comical. If what we think of as money has no true substance or value in and of itself anything that has its value attributed to this money is not in alignment with what its true value is. I will go a step further and state that it is my belief that pricing unilaterally across the board is fixed and set using some sort of master algorithm that is designed to keep us in bondage. Case in point would be the constant ability to change GAS at the pump prices multiple times during a day regardless of the dispensation of the gas in the holding tank.

    For heavens sake they set the value of hard assets prices using these fake pieces of paper. The whole mortgage process is a huge illusion. People are deceived into thinking they borrow money. The truth of the matter is so far removed that revelation of this one element alone to the masses would cause a massive revolution! The illusion is that we are somehow borrowing the lending institutions money! We do not do this. We sign a negotiable instrument at closing called a promissory note. This promissory note is used to create money. At closing the temporary debt is settled by the handing off of our negotiable instrument into the hands of the warehouse lender in exchange for the funds they created on our behalf. To add insult to injury we fail to ask for a receipt for this note and the subsequent funds that are created by the churning of that note in the private marketplace.

    I started to go down a rabbit hole, so I am sorry for that. I believe that with your assistance and the assistance of the LIFE community in bringing further awareness to these items is going to allow us to wake up to the reality that we are indeed in a whole new world like Noah was and like the children of Israel were after they crossed the Red Sea. We can’t be afraid to lay aside our previous thoughts of how we believed things to work to embrace the present reality that has been given to us by God.

    I appreciate all you do and I would be open to further discussion on this matter.

    Yours in Christ,
    Jim

    • Orrin Woodward said

      Excellent thought Jim. Yes, I agree the bank notes are called money even though simply pieces of paper backed by nothing but the illusions of the people that they represent commodities (gold, silver, etc) that the banks do not have. I will read and research your comments further and we can discuss more in depth. thanks, Orrin

      • Hunting.Targ said

        Following up on Dean Moser’s comments as well, I just wanted to say that this whole concept dogged my thinking from my early days; I didn’t just not understand how difficult life was growing up – I didn’t understand why it was so persistently hard to grow into and chase dreams. Now I know: The Matrix is why. It’s not simply the rigors of living – man and his creative, innovative mind has addressed most of the problems of the survival struggle and the rigors of labor – that make life hard, it is the kosmos, the world system of subjugation, devaluation/debasement (multiple meanings there) and control, that oppresses ambition and stunts freedom. It is almost like a spiritual inertia, like the resistance of a fluid to a moving object, that saps the energy and ambitious creativity that I believe is the innate blessing of the human race.
        It never made sense to me that a piece of real property could, by a legal instrument, be transformed from an asset to a liability. When a mortgage is signed, it goes from having positive value on the market, to having negative value for the mortgagee. It was a capital asset for the titleholder or bank before it was sold, and after it was sold it becomes a financial asset on a bank’s balance sheet. How one-sided can this get? And the fact that our money doesn’t represent a real store of value, but instead is a debt obligation to the Federal Reserve, compounds the inequity even further.
        This all just totally blows my common sense. It doesn’t make rational sense when it’s analyzed, but it’s normal in society because we’ve been conditioned, gradually over generations, to accept it as the norm. “How did we get here?”

      • Orrin Woodward said

        Well said!

      • Good afternoon again,

        I am going to reply here somewhat in the abstract, but hopefully I can tie it all together, so if the great minds on this blog would allow me a little latitude I would be much appreciative.
        One is right to wonder how in the world we came to be where we are. After all we are made in the image of God and we know God to be all powerful, so why is it that we that understand that feel so helpless at times to act on the things around us? Why do we feel ever on the defense but seldom able to launch and offensive even with the great resources of the Holy Scriptures and Team Life.

        Consider the following information if you will? If you would allow me to utilize scripture as well then Genesis 1:27 states So God created man in his own image not in the image of a piece of paper, or a clay tablet, or anything that could be represented by 2 dimensions.
        Through my studies I have come to understand that in antiquity the Babylonians developed a seemingly unique concept. If my studies hold true the Babylonians were the first to create a numbering system based on 2 dimensions. In other words prior to the Babylonians any number above the number 2 was represented by an objection of animation. The Babylonians felt they could make things simpler by merely substituting the representation of higher order numbers with something on the plane of the 2nd dimension. Whether this thought process was meritorious at its outset or somehow had an expectation of a righteous conclusion, to me this discovery or invention or whatever you might want to refer to it as creates a problem to unrestricted thinking and imagination over time.

        The concept can be boiled down to this in simplicity. If I was to write the number 1 million on paper I could contain that expression in relatively little space. However if the number 1 million was meant to be represented by a bird for instance I could not contain that expression on the plane of the 2nd dimension. This discovery by the Babylonians, has in my mind, been very instrumental in the cultivation of the limiting belief system we find thrust upon us in the modern society.

        So I am not sure if the discovery itself is problematic or if the omission of the disclaimer is? Clearly we would not be able to export knowledge from one age to the next without the avenue of writing or books. We most assuredly are blessed by the invention of the printing press and the ability to have the word of God in our hands. There is definitely something to the notion that we should be compelled to lift the writings that are captured in the 2nd dimension off of that plane into the 3rd dimension. In the words of the ancient Indian Chief when being admonished to read the great books of the white man, he simply stated I would much rather hear the voice of the author.

        There are many things in our modern society that seeks to capture us from 3 dimensional beings back into the 2nd dimension. How many 2 dimensional objects that are around us every day do we confess by our own tongue that we are that object (Driver’s License, Marriage License, and Diploma)? Obviously I understand the purpose of these items, but if you really start to analyze it you can come to some interesting conclusions.

        How can I ever respond other than in ignorance to someone’s request to identify myself as the 2 dimensional representation on my driver’s license? Again I know this sounds rather trivial, but it is far more complex. How could a picture on a State issued instrument ever be representative of who I am in answer to this person’s question of me. In the case of proving my marriage by giving a copy of my marriage license, how could this piece of paper ever be representative of my marriage or the fruit of my marriage, it is only a 2 dimensional object. If you want to see prove of my marriage come examine the trials and triumphs my wife and I have had or come examine 1 of my 5 children to see the substance of my marriage and whether it really exists.

        In the case of a home we rise or fall based on a value of our home put on a piece of paper. I wouldn’t accept any amount of money for my home though if it meant I had nowhere to take my family. All of these modern adhesion contracts and things of legal representation are really just an extension of ancient Babylon trying to get us to think of ourselves as something other than that which God created us to be.

        Why is it that one of the first things to happen to us when we are born is that the nurse rushes us over to capture our footprints on a piece of paper? Why not allow our feet to touch the soil or something of real substance. There is more to meet the eye in this discussion of 2 and 3 dimensions. I welcome further comments.
        Thanks for listening and be blessed.

      • Hunting.Targ said

        Jim I think you’ve hit something important, and is probably best pursued separately, but what you are describing is the limitations and pitfalls of symbyology and symbol-driven thinking. There’s an erroneous math proof that concluded that 1 = 2, but it is based on an error that takes place when one forgets the qualities represented by mathematical symbols. If you want to throw this topic up somewhere else I’d love to discuss it further.

  10. Hunting.Targ said

    Orrin, this book and campaign are excellent in one primary respect; they are a skillful, willful effort to bring invisible, ethereal concepts vital to the advance of freedom into focus in the popular mindset. As I mentioned to you in other comments, the what of life baffled me in my early years, but the why baffled me just as much. I grew up in a world surrounded by well-meaning, responsible, loving, caring, god-fearing, everyday people. I grew up ‘in the system’, as it were. And I’m sure that 95+% of fish never contemplate what water is, and 95+% of squirrels don’t stop to wonder what could be ‘beyond the treeline.’
    I look over the concepts, and the data, and the diagrams, and I can only agree that this is one of the greatest feats of sleight-of-hand (sleight-of-mind?) that has ever been perpetrated on the human race collectively. But come to think of it, doesn’t the long-term trend show that the elites are on the defensive, rather than the offensive? Force was simple and effective, but only as long as people were kept ignorant of the truth of the inherent value of every human being. Feifdom was a social institution similar to slavery, but was solved through economic and political change. The third instrument of control is complicated, clandestine, and unwieldly, but still accomplishes the same purpose; the Financial Matrix is almost like a bargain or a contract, a subjugation by deception rather than by coercion. My mind does not see any ‘fallback’ strategy after the collapse of this instrument. The elites are trying to build and protect a ‘hedge of security’, while the lovers of liberty only want to roam and range by their own will and risk; their strategy is defensive by definition, and our strategy is offensive; the breaking down of barriers. The elites have something to lose, while the masses have (less than?) nothing other than liberty that they hold sacred.

    “Defensive fortifications are monuments to the stupidity of man. If mountains and seas can be overcome, anything built by man can be overcome.”
    -Gen. George S. Patton

    George Guzzardo’s thoughts
    Hunting.Targ’s thoughts

    “To learn who rules over you, simply find out who you are not allowed to criticize.”
    -Voltaire

    Matthew 16:18 (read it in greek for the proper effect; the word ‘Church’ isn’t what it seems in English, and think Orpheus)

  11. I’m curious about the home equity stats. Is that just among homesteaders? Or is it an overall statistic that includes investor-landlords? I’m also wondering what the shift in resident-ownership vs. renting is in that same period of time. Mortgages are the cheapest money available, so it makes sense for investors, even ones with cash reserves, to use mortgages to acquire property. Yes, they’re taking on debt, but for the purposes of creating revenue at a greater return rate than the interest.

    What’s your take on taking on debt vs. renting? Isn’t 30% home equity better than 0%? If you’re renting, you’re still probably paying interest — just on someone else’s mortgage.

    • Orrin Woodward said

      Scott, the challenge with taking on debt to rent is it works good during “boom” phase of market and then everybody but the largest investors lose their shirts on the “bust” phase. Boom period occurs when money supply is increasing due to increase in borrowing (mainly mortgages, but other consumer and business loans as well). Bust occurs when marginal borrowers get reset (half of mortgages now are Adjusted Variable Rate). When borrowers cannot service debt and domino effect occurs and the bust is on. Banks cannot even sell current inventory, let alone sell new and housing prices drop 50% or so in months. Everything in the bust is magnified because once people realize they “own” a house in which the mortgage is higher than the price of house they defaults as well and the dominoes collapse. This leaves the “smart” investor who calculated his revenue and expenses during boom phase bankrupt as the money supply has contracted from defaulted mortgages and banks fearful to loan out more and exposing themselves to cash shortages when people figure out their money may not be safe. This is what happened in 2008 and government bailed them out. Now government cannot borrow enough to bail out so next credit squeeze caused by defaulting mortgages will leave many investment rental owners in a world of hurt. If someone has cash, then buying rental housed in bust can be a good return on investment, but leveraging debt for profit is like playing chess on a trampoline. Even if you can calculate wonderfully, its all for nought the first time the trampoline expands and contracts. 🙂 thanks, Orrin

      • Good afternoon Orrin and Scott,

        This is a great dialogue. We cannot however vacillate in our thinking. Everything we have been taught about money mechanics and how it works is built upon a foundation of fiat. Simply put you guy’s great discussion above all becomes mute if the money changers decide to change the rules to the game. Even though we know 2+2 is 4 and this is the fundamental basis for your discussion, 2+2 is not 4 in the world of the modern money changers and it wasn’t 4 in the world of the ancient money changers going back to Babylon.

        We know that 2+2 is 4 and that is a principle given to us by God. It is not meant to be altered or trifled with in any regard. There exists no condition under the Sun that we as men should feel we have the right to change this eternal principle.

        So enough preaching and down to the relevance. At the root of the discussion and foundational to understanding is that in this modern discussion of mortgages and debt creation and so forth and so on and down the line is the blatant truth that there is no debt and there never has been a valid debt called a mortgage. Authoring a discussion or continuing a debate utilizing these terms keeps us distracted from the truth and wastes energy.

        We must understand that we have got to shift the paradigm to the TRUTH! No one ever borrows a dime when they originate a mortgage. What one does, and I realize I am preaching to the choir, is that we give the bank or lend to the bank our promissory note, negotiable instrument, which they use to create money on our behalf. This money they create did not exist prior to our creation of the promissory note. This promissory note upon presentment to the bank should work just like a check in that it is a demand to pay. We accept the liability of the bank though in the production of the money and we never ask for recourse or a receipt for the money we just created. This is a truth and has been revealed by the confession of many a bank auditor.

        This truth holds to be the case regardless of the supposed debt creation instrument. So since this is the truth, any discussion referring to our use of debt to further prosper our position, either in the leveraging aspect or the paying down aspect, becomes fallacious. This is not meant to disparage the excellent discussion you have going, but in my eyes we must throw away all of these fiat terms and get down to the brass tax of what we need to do to change the economics on this planet.

        I believe within your organization Orrin there is enough passion and enough bright minds that we can bring this to pass. In fact I am confident in that, but we must start moving in that direction. The information on the Financial Matrix is a great start in pulling back the curtain, but we must not fill the void or vacuum that is left by a continued discussion utilizing the terminology of the matrix. We most undoubtedly would get ahead for awhile, but in a few years we would find ourselves back at the same place.

        We must use new organic terminology that emanates from the eternal and is consistent with how God would have us to exercise dominion and authority on this planet.

        Be blessed my friends and remember I am confident in Team Life and the God of Team Life!

      • Thanks for the detailed explanation, Orrin, and excellent points, Jim.

        There’s nothing wrong with debt, per se, so long as it is the lending of money that’s actually on deposit. The problem is with fractional reserve banking.

        That said, what’s the solution? The whole reason FRB exists is to be able to provide long-term loans to borrowers while still providing liquidity to depositors. I guess the alternative is that the only money that gets loaned out is money that the investor is willing to give up liquidity on.

      • Orrin Woodward said

        Spot on Scott. YOU and I, along with everyone else who loans money, actually loans our earned production. If I could loan out paper and call it my production and have you then work (earn production) to pay me back, you can see how wealthy I would get at your expense. Especially if I did this with many others. The solution is 100% reserve banking where if they bank want to use your deposits, they must give you the terms where your money will not be available and how much interest they are willing to pay me for me forgoing the use of my money. Of course, they will charge a higher interest for the customer they found for my money and make money on the difference in interest rates as the conduit of the business transaction. However, FRB allows them to loan out my money numerous times while allegedly still being available to me. This is simply fraud by acting behaving as it the same dollar “property” can be owned by upwards of 10 people at the same time. Citizens would be thrown in jail for selling the same deed of property to ten people as ten people cannot own the same piece of land, but in the wonderful world of FRB, this is legalized even though it has led to bank runs anytime the people figure it out. Instead of fixing the issue, however, the STATE merely protected in by legalizing Centralized Banks and creating FDIC insurance to let the FRB system continue to parasitically starve society of its wealth and freedom. 🙂 Crazy huh? thanks, Orrin

      • P.S. — Book on order. 🙂

  12. I need the imformation

  13. Natacha Joseph said

    I thank God for the person who introduced me to the program.

  14. I am about to take a life long journey with Life Leadership with Alex Nickerson under Claude Hamilton. This is very powerful information and the necessity to invest in ourselves in order to break free from the “Financial Matrix”. Thank you for your stunning delivery and leadership! Can’t wait to see you guys in Nova Scotia April 7, 2018.

  15. Elizabeth said

    Hi Orrin. I know this post is old but I don’t understand your x axis on your graph. Was it meant to be numbered or do I just not get the relevance of the letters? Thank you in advance for explaining.

    • Orrin Woodward said

      Elizabeth, the letters below just represent various depositors placing their money in the bank and then the bank takes the sum and applies fractional reserve banking principles to create 100 dollars out of ten dollars. 🙂 I’m sure there is a better way to represent the concept, but this is the standard way FRB is displayed graphically. thanks, Orrin

  16. Russell L Clarke said

    How do I learn more about Life Leadership? I went to the website after watching the Financial Matrix video and there is no way to log in and learn more.

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