Orrin Woodward on LIFE & Leadership

Inc Magazine Top 20 Leader shares his personal, professional, and financial secrets.

  • Orrin Woodward

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    Guinness World Record Holder for largest book signing ever, Orrin Woodward is a NY Times bestselling author of And Justice For All along with RESOLVED & coauthor of LeaderShift and Launching a Leadership Revolution. His books have sold over one million copies in the financial, leadership and liberty fields. RESOLVED: 13 Resolutions For LIFE made the Top 100 All-Time Best Leadership Books and the 13 Resolutions are the framework for the top selling Mental Fitness Challenge personal development program.

    Orrin made the Top 20 Inc. Magazine Leadership list & has co-founded two multi-million dollar leadership companies. Currently, he serves as the Chairman of the Board of the LIFE. He has a B.S. degree from GMI-EMI (now Kettering University) in manufacturing systems engineering. He holds four U.S. patents, and won an exclusive National Technical Benchmarking Award.

    This blog is an Alltop selection and ranked in HR's Top 100 Blogs for Management & Leadership.

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Archive for the ‘Finances’ Category

Financial bondage is a form of slavery.

What Does Claude Hamilton Know About the Financial Matrix Scam?

Posted by Orrin Woodward on May 25, 2017

Claude Hamilton has built leadership teams for the last 20 years; however, his recent revelations on the extent of the Financial Matrix scam have many people asking questions. For one thing, why are so many people getting trapped in the Financial Matrix? For another, how does one escape once one is in debt and 1/3 of the income goes to taxes and another 1/3 to service debt, leaving just 1/3 of gross income to live on?

These are the questions and Claude Hamilton answers with a two-pronged approach for financial freedom as explained in the Green Box Financial Fitness Program: 1) Play Defense to spend less than one makes and 2) Play Offense to make more money by improving one’s skills – to break the bonds of the Financial Matrix and live free.  The Financial Fitness Info page has hundreds of testimonies of REAL people accomplishing REAL financial results by following Claude’s advice.

To be sure, Claude Hamilton didn’t start out with the right financial principles. Indeed, he learned about debt and stress early as he struggled to service his debts even though serving in the elite ranks in the Canadian Armed Forces. His professionalism and natural leadership abilities helped him through the ranks, becoming a member of an elite dive unit which served in many different capacities. While he enjoyed the camaraderie of working with the tight-knit unit, Claude soon realized his position could not support the dreams he refused to surrender.

Nevertheless, he continued to serve faithfully, even as the debts continued to accumulate, while still looking for an opportunity to expand his income earning potential. This dream was magnified once he met his dream girl, Lana, who also served in the Canadian Navy. Together, they began planning their future, but even after combining their incomes, they struggled to support themselves, let alone grow a family and live their dreams.

It’s been said the best time to plant a new tree is twenty years ago and the next best time is today. Fortunately, for Claude and Lana Hamilton, they did start planting the seeds of their financial leadership company twenty years ago and are enjoying an impressive harvest today. They are in-demand speakers who travel the globe to share financial and leadership truths. Needless to say, Claude Hamilton is tough, mentally and physically, known for his hard-hitting speaking style, that challenges men and women to quit wimping out on their dreams.

What’s lesser known, however, is Claude’s heart for people, a heart that supports and leads many local charities around him. I have known Claude for over a decade and he rarely talks about the incalculable number of hours he invests bless others inside and outside of his business community.  He simply does what needs to be done, just like his book Toughen Up said winners should do. I believe this is another instance of Claude’s honor code, for he practically grew up in the military, starting out as a Sea Cadet at 12 years of age, absorbing the spirit of duty and honor in everything he does.

Among others, here is a short list of the charities Claude and Lana support without fanfare:  NS Literacy, Soul’s Harbour, Hope Cottage, Catholic Christian Outreach, Nova Scotia Early Childhood Intervention Clinic, Salvation Army Angel Tree, The Club Inclusion, and the Pregnancy Care Center. Many of these charities receive more than just funds, however, as Claude organizes a fund raising dinner for Hope Cottage every year, where he opens up his home and invites prominent local business owners and sports celebrities to join him at his spacious mansion. The money raised from the tickets to the exclusive event is used to feed the homeless in Halifax.

In other words, this tough military man and his lovely bride live the principle – if you have been blessed then it’s important to be a blessing. Indeed, Laurie and I have been blessed by their friendship and have enjoyed being their mentors for the last decade on the mission to help people escape the Financial Matrix.

If Claude and Lana have made a difference in your life, please share below.

Sincerely,

Orrin Woodward

Posted in Finances | 2 Comments »

George Guzzardo’s Financial Matrix Scam

Posted by Orrin Woodward on May 23, 2017

George Guzzardo, and his wife Jill, have exposed the Financial Matrix Scam, understanding the issues at a deeper level than most people. For back in 2007, they purchased a property worth, at the time, nearly $1.5 million dollars, but by mid-2008, in a display of moral courage, the same property was sold for under $450,000! In other words, George and Jill Guzzardo surrendered over a million dollars, not because of any egregious actions on their part, but rather because the Financial Matrix’s boom/bust cycle, manufactured through the fraudulent Fractional Reserve Banking (FRB) and Central Banking Fiat money system was at work.

Fortunately, the Guzzardos had plugged into the Green Box Program financial principles for years and despite losing one million dollars to the Financial Matrix, they did not have to declare bankruptcy. The financial offense produced overcame the defensive loss and they are still thriving financially, living in a beautiful and spacious (9,000+ square foot) villa in Tucson, Arizona. Furthermore, now when speaking on stages across the world, their passion to help people escape the Financial Matrix is palpable, knowing first-hand the inner working of the Financial Matrix and how it siphons off hard earned wealth.

Be that as it may, George and Jill Guzzardo are a stitch on stage together, perhaps even a brand unto themselves with their one-of-a-kind bantering back and forth on stage together. To say nothing of the wisdom that pours out of them, which has made these two some of the most popular speakers on Life stages. Laurie and I have personally known the Guzzardos for nearly 25 years and grow closer to them every year that passes. It is difficult to find people more principle-centered, who shine the Light of Christ everywhere they go, than George and Jill Guzzardo. When they started community building, they were in the medical fields (he a Physical Therapist and she a Registered Nurse), but now they are job optional, sharing the message of financial hope through the Financial Fitness Green Box Program.

How did this couple achieve financial results so extraordinary that they could endure a million dollar loss and hardly skip a beat? For one thing, they avoided the two main financial failure-modes – 1) Spend when a person should be saving and 2) Save when a person should be investing. These two principles were applied from day one and the Guzzardos paid off the mortgage on their riverfront property (in Ironwood, Michigan) decades early. For another, they invested in themselves, feeding their minds a steady diet of reading, listening, associating, and acting upon the information to improve skills. Is it any wonder the Guzzardos are filled with wisdom, humor, and joy when one considers they have invested in themselves for nearly 25 years?

I recall meeting George for the first time and him explaining how and why he didn’t read. He said he had done enough of that in college and didn’t enjoy it. This is humorous today since George is now one of the most consistent readers in all of Life, even authoring a top selling book The Torch of Freedom. His library overflows his office and I believe it is one of the keys to who he is (a strong connector with relatable personality) and what he does (shares wisdom to help people escape the Financial Matrix. Indeed, one of the things I respect so much about this couple is no matter what is happening, good or bad, the Guzzardos always have a great attitude. After all, it would have been easy for the Guzzardos to get bitter when years of hard work was siphoned away by the Financial Matrix; instead, however, the Guzzardos used it to motivate them to serve bigger. This is what makes them so special, namely, the ability to use personal pain to help other’s gain, a true model of servant leadership.

In closing, Laurie and I want to personally thank the Guzzardos for their leadership example and publicly honor their commitment to truth and Light in an age of deceit and darkness. If George and Jill have helped the reader on his journey out of the Financial Matrix Scam, please share below.

Sincerely,

Orrin Woodward

Posted in Finances | 25 Comments »

Shocking Secrets of Rob and Kenyon Robson’s Life

Posted by Orrin Woodward on May 4, 2017

Rob and Kenyon Robson speak on stages throughout the world revealing truths on the Financial Matrix Scam. Sure they are knowledgeable, dynamic, and personable speakers, but what the rest of the story on this couple?  That’s the purpose of this article because it reveals the inside story on Rob and Kenyon Robson, a couple who have exploded onto the leadership scene in the last few years.

The first big secret about the Robson’s is the amount of time and effort it took to get on the same page.  Despite a deep and abiding love for one another, the newlyweds struggled to communicate properly. This led to numerous high-volume discussions with little positive progress for several years. Thankfully, however, Rob and Kenyon Robson are not quitters, and they stayed committed to the relationship while reading, listening, and associating with those who had fruit in the marriage area to help them. One of the biggest blessing couples experience within a community is working models of marriages, which not only survive, but thrive.

The second big secret about the Robson’s is their giving hearts. I personally learned how the Robson’s, after noticing the many unpaid lunch bill balances, asked to pay in full the late bills for every student that was financially struggling at their children’s school. This example one of many examples I could cite as these two are constantly looking for ways to bless others with the financial blessings they have received. Perhaps because Rob and Kenyon struggled financially themselves, knowing the stress and pain associated with missing bills, they have developed a level of empathy extremely in this self-centered age. How can we help seems to be one of the first questions this couple asks in every situation. Furthermore, Kenyon has volunteered endless hours to serve orphaned children without shining light upon her actions and deeds. Simply stated, these two are some of the biggest givers I know.

Above all, however, I would say the biggest secret to the Robson’s success is they treated their business like a multi-million dollar business before it was even a thousand dollar one. The old saying, “treat a person as he is and he will remain so, but treat a person as he can be, and he will grow into it,” has an equivalent saying in business, namely, “treat a business as it is and it will remain so, but treat a business as it can be and it will grow into it.” Rob and Kenyon dreamed big, acted big, and now have produced big time results. Through the Green Box Financial Fitness Program, the Robson’s have helped thousands move toward Financial Literacy and Financial Freedom. Naturally, the best is still to come as this couple is still reading, listening, associating, and applying the principles to serve even more people.

Today, the Robson’s live in a stunning 8,000 plus square-foot mansion in the suburbs of Phoenix, Arizona, with resort-like amenities. Yes, they are living their dreams, but its important to remember that they have done so by helping others escape the Financial Matrix. This is the essence of win-win business. Rob and Kenyon have proven the radical transformation that is possible when a couple acts upon their dreams. If the reader has not heard this couple speak, he is missing something amazing, for the Robson’s are some of the real speakers one will ever hear and they reach people like few speakers can.

Please share how Rob and Kenyon have impacted your life below.

Sincerely,

Orrin Woodward

Posted in Finances, Freedom/Liberty, Leadership/Personal Development | 67 Comments »

Shocking Revelations about Dan and Lisa Hawkins’ Life

Posted by Orrin Woodward on April 29, 2017

Anyone looking for the rest of the story on Dan and Lisa Hawkins need look no further. This article exposes the facts from the fiction about Dan and Lisa Hawkins? How did a former auto mechanic (Dan) become a bestselling author of Swing and become job optional? Moreover, how did a former daycare provider become a stay-at-home mom to five beautiful daughters in a 8500 square foot mansion on twenty-plus acres? How did they do it and is it legitimate? This is the question that must be asked and answered. Since I have had a front row seat in their progression from blue-collar workers to business owner leaders, I am qualified to share the inside story.

One of the first things to realize about Dan and Lisa is that they were not born with a silver spoon in their mouth. Indeed, they struggled to even pay their bills despite both of them working upwards of 50 hour per week. The first revelation I can share about this couple is that hard work alone did not ensure financial success. Dan and Lisa began their business by selling their fancy sports car and using the saved money to begin investing in business. Like most people, the Hawkins family failed financially by spending when they should have been saving and saving when they should have been investing. Fortunately, the principles taught in the Green Box Financial Fitness Program, a program that teaches the Defense, Offense, and the Playing Field (The Financial Matrix) of finances, helped Dan and Lisa develop Financial Literacy. This launched a financial revolution in their household that is still ongoing today.

Second, Dan and Lisa’s humility led them to recognize that they didn’t know what they didn’t know. Hence, they committed to a reading, listening, and association program to create habits like those who produced Financially Free results. This program produces results, for Dan went from a person with little to say to a bestselling author who has sold thousands of copies of Swing, his book, literally selling out at his first book signing, spending hours signing everyone’s copy of Swing. Shy and introverted when he started his business, Dan has blossomed into one of the best teachers and leaders in the entire LIFE community. Whereas many communities have 10% making all the money and the rest trying real hard, the Green Box community is different. After all, anyone who merely applies the Defensive principles, even if he never shares the Green Box with anyone else, will, at a minimum, become debt free. This is what makes Dan and Lisa part of something so special, for the worst thing that happens to a person who applies the Green Box is they get debt-free by reading, listening, and associating within the community. People, in other words, can change when they change their environment because people become what they associate with. Consequently, if you want to be financially free, then you must associate with people who live financially free.

Third, Dan and Lisa are some of the most kind, giving, and encouraging people you will ever meet. They speak around the world in front of thousands of people, and yet they always have time to listen to the people seeking to make changes. Perhaps this is so because Dan and Lisa have never forgotten that they were once those people, people looking for encouragement and hope that their lives could change, even when times were tough. Dan shares so many personal struggles in Swing, a book that it is difficult to read without one’s eyes leaking, as he transformed from a shy, introverted personality into the impressive leader he is today. Lisa has grown into one of the top communicators in the entire community, inspiring so many with her stories of learning to complete rather than compete against each other.  These two leaders have proven that there is no substitute for consistent application of proper principles over time.

Above all, however, the most shocking revelation is that Dan and Lisa accomplished all of this by offering others the same opportunity to live Financially Free. This is what makes LIFE different than all of the other Direct Sales companies, for the business is not designed just for high achievers; instead, it’s designed to help everyone live debt and increase incomes, but the high-achievers just do it faster! The only thing, in other words, a person has to lose by joining LIFE is their debt. Naturally, some people have worked with Dan and Lisa without losing their debt, but how can a person, who does NOT read, listen, associate, and apply, expect to eliminate debt without changing his actions? This would be like blaming the exercise bike manufacturer because someone bought bike, didn’t use it, and didn’t lose weight. J

In summary, Dan and Lisa have passed the test. Their business model works and their community has documented tens of millions of dollars in debt reduction in less than two years! They are champions because they followed the process, accepted responsibility, and serve people consistently. To be sure, although anyone can do what Dan and Lisa did, few will ever focus as consistently as they did, but they still win, just not as fast. Through associating with winners like the Hawkins, everyone can escape the Financial Matrix, live their dreams, and do so debt free by following the principles in the Green Box!

Please share if Dan and Lisa have made an impact in your life.

Sincerely,

Orrin Woodward

Posted in Finances | 21 Comments »

Trim Tabs, Tug-of-Wars, and Ocean Ships

Posted by Orrin Woodward on March 31, 2017

To ensure the safety of the passengers and cargo, the captain of the ship must somehow steer his vessel, a vessel that can weigh upwards of 150,000 metric tons, to ensure it stays in deep water. For this reason, every large ocean going ship has a steering system, consisting of several parts working within a system, including a Trim Tab, designed as a rudder for the rudder which then turns the craft.  The Trim Tab is designed to allow the captain to do systematically what is impossible to do physically, apply enough force to turn the megaton ships and fulfill his role efficiently and effectively in a predictable fashion.After all, not only is the amount of force it would take to turn one of the large ships beyond the strength of the strongest person, even the force to turn the rudder of one of these ships is beyond his strength. And yet, due to the leverage of systems, the ship turns on the Captain’s command.  

In a similar vein, every successful business applies a Trim Tab designed to produce results systematically that are impossible individually. As discussed more fully in the systems chapter of RESOLVED, the concept of Trim Tabs allows what appears to be unbelievable to become predictable, if not even mundane.  In LIFE, for instance, the leader (captain) steers his ship by growing numbers, numbers that expand by running the play that scores every time (Power Player), a play made possible by the leaders building depth. If no depth is built, however, no one goes Power Player, and thus, numbers do not grow within the community.  A non-depth building leader, referring back to the ship analogy, is like a non-steering captain of a ship, practically worthless because the craft is beached somewhere in the shallows going nowhere.

In consequence, the true objective in any profession is to determine the Trim Tab activities and master them. To be sure, the captain could have many other great qualities, friendly, loyal, and a communication skills, but he will still run the ship aground if he does not use the trim tab to turn the rudder to steer the ship. Indeed, this is why I disagree with the statement, “Don’t sweat the small stuff and it is all small stuff,” for this is a recipe for disaster. Instead, I suggest, “Don’t sweat the small stuff, but sweat every detail of the important stuff (the Trim Tab actions).” Success hinges upon nothing less than identifying and mastering the Tim Tab activities.

Several months back, I did a talk where I explained depth building to be like pulling the rope in a tug-of-war – the winning side must want it so bad that he/she will do everything legally, morally, and ethically, to obtain victory. Then, last week, a video surfaced from a tug-of-war contest that highlighted the importance of knowing the Trim Tab behaviors (pulling the rope) and staying focused. There was a young boy who simply refused to surrender, encouraging his whole team by his example to keep fighting and stay focused regardless of the setbacks and later exhaustion. This is impressive Trim Tab tenacity, to say the least.

Where is this type of focus, determination, and drive today that this young boy displays? Why do so many people, even those who know the proper Trim Tab activities, simply give up when the going gets tough? Laziness is not the proper response when one’s dreams are on the line; unfortunately, in contrast to the young boys persistence, quitting seems to be the most popular response in today’s pampered age. Nevertheless, as the video teaches, there is a point in every person’s life where he has to determine whether he will do whatever it takes to win or simply be content with losing.

Perhaps this is why basketball great, Kobe Bryant, minced no words when he stated, “I can’t relate to lazy people. We don’t speak the same language. I don’t understand you. I don’t want to understand you.”  The Green Box community has declared war on lazy (lazy habits, lazy excuses, lazy thinking) and replaced it with winning habits, winning reasons, and winning thinking. I simply cannot comprehend why a person would make excuses when others are counting on him. While the movie Bleed is mediocre at best, near the end it had one of the best lines on success I have ever heard. Below is the dialog between the reporter and the three-time world boxing champ, Vinny Pazienza, on the biggest lie ever told about success:

Reporter: So what would you say the biggest deception was? What was the biggest lie you were told?

Vinny Pazienza: It is not that simple.

Reporter: Why not?

Vinny Pazienza: No that is the biggest lie I was ever told.” It is not that simple” and it is a lie they tell you over and over again.

Reporter: What is not simple?

Vinny Pazienza: Any of it. All of it. It is how they get you to give up, they say, “It is not that simple”

Reporter: So what is the truth?

Vinny Pazienza: That it is. That if you just do the thing that they tell you “you cannot” then it is done. and you realize it is that simple and that it always was.

This is IT! Vinny, in a nutshell, is saying find the Trim Tab and do it regardless of how many failed captains, the ones who refuse to steer their ships, tell you bad advice. When Laurie and I discovered the Trim Tab we simply did it – we did it when everyone told us we were crazy; we did it when we physically didn’t feel like it; we did it when no one else believed. We simply did what others said could not be done and then realized how much easier doing it was than thinking about doing it while justifying why it wasn’t working.

The difference between winners and wannabes is captured in the two quotes above, namely, quit listening to those who haven’t gone where you are going and then start (and never stop) walking while everyone else is talking. No wonder why my favorite action quote is, “When all is said and done, much more is said than is ever done.” 🙂

Sincerely,

Orrin Woodward

Posted in Finances, Freedom/Liberty, Leadership/Personal Development, LIFE Leadership, Orrin Woodward | 27 Comments »

Why the Green Box Matters

Posted by Orrin Woodward on March 23, 2017

Life without purpose, a purpose that gives meaning to the mundane tasks of life, is merely endless ennui, a meaningless series of Sisyphean tasks where one rolls a rock uphill only to watch it roll back down. Thankfully, however, Christians are told that everything they do has meaning because it ties into the greater purpose of giving God glory through reflecting the Light of Christ in everything we do. Christians, after all, are called to be like Christ and when our actions mirror those of Christ Himself, we know we are on the right track.

Perhaps nothing drove this point home to me more than the Biblical verses in Luke where Jesus announced his public ministry. Although I have read and studied these verses before, these verses speak to me like never before now that I see them through the Financial Matrix lens. Whereas I started community building to live financially free, and kept doing it because I realized I could help others, I now realize that every Christians is called to serve others in this fashion. In other words, I realized that what I do matters, not just financially, but also mentally, and spiritually, because Christ came to set the captives free.

When people ask me why Laurie and I do what we do, I answer by turning them to Luke 4:18-20, which reads:

The Spirit of the Lord is upon Me,
Because He has anointed Me
To preach the gospel to the poor;
He has sent Me to heal the brokenhearted,
To proclaim liberty to the captives
And recovery of sight to the blind,
To set at liberty those who are oppressed

Financial Fitness Pack

These verses are stunning to me. First, just as Christ has the Spirit of the Lord, so too do Christians receive the Holy Spirit to lead and guide them; similarly, just as Jesus was anointed by God to fulfill his purpose, so too are we anointed to fulfill ours. Second, Jesus proclaimed spiritual “good news” to the poor and healed the brokenhearted, and the Financial Fitness Program (the Green Box) proclaims financial “good news” to the poor and helps heal those brokenhearted under debt and stress. Of course, the trust gained by serving in the financial area leads to great conversations in the spiritual areas as well.

Third, Jesus proclaimed spiritual liberty to the captives and recovery of sight (both physical and spiritual) to the blind; in a similar fashion, the Green Box sets financial captives free and gives sight to those who were blind and bound in the Financial Matrix. Finally, Jesus came to set at liberty those who are oppressed and what better purpose can LIFE have than to do similarly by setting at liberty those who are oppressed in the debt and depression of the Financial Matrix, trapped without hopes and dreams.  I know of no vehicle that allows servants to interact with the world in such a win-win way to lead people to truth financially, mentally, and spiritually.

I say all this to communicate one simple truth, namely, what we do matters. Certainly, a person doesn’t have to be a Christian to participate in LIFE, but it certainly helps when he sees a bigger picture than just making money and getting out of debt personally. Indeed, one of the greatest lessons that leaders learn is that the treasures built in heaven, by fulfilling their purpose, matter much more than the profits, praise, and promotions they accumulate on earth.  The Green Box community is unlike any other because it isn’t just about reducing one’s debt, making more money, or even living one’s dreams – it’s about modeling, messaging, and mentoring to others who seek to escape financial bondage. Needless to say, so long as the Banking elites are intent upon enslaving billions of people within the Financial Matrix system, we will always have people to serve. 

This is the foremost reason, among many others, why Laurie and I do what we do. I cannot imagine anything more enjoyable than fulfilling my destiny by helping set the captives free from the financial, political, and spiritual matrices. How about you? I believe every month you are a Green Box Go-Getter, you are not only restoring your treasures on earth, but also building treasures in heaven.

Sincerely,

Orrin Woodward

Posted in Finances, Freedom/Liberty, Orrin Woodward | 25 Comments »

Two Surefire Ways to Fail Financially

Posted by Orrin Woodward on March 16, 2017

There are two surefire methods to fail financially elaborated upon within the Financial Fitness Program, affectionately called the Green Box.  The first is to spend when one should be saving and the second is to save when one should be investing. The two key principles of financial success (Defense and Offense) are captured within that sentence.  Nonetheless, while financial success may sound simple, it certainly isn’t easy, especially when one studies the financial results of the average household. Why, in other words, if the principles to financial success can be taught within one sentence, are so many people failing financially? This question quickly leads a person down the Financial Matrix rabbit hole and how the elites have purposefully dumbed-down the masses in order to control them through financial illiteracy, which, as the Bible states, makes the borrower slave to the lender.

Whereas some may see my last sentence as a ticket to play the victim card, this is the last thing I have in mind. Rather, I believe society, thanks to the Green Box, has the greatest opportunity to fight back against the elites that we’ve ever had, not with sit ins, walk outs or violence, but instead through shining the Light of education, encouragement, and execution to live proper financial principles. Sure, the financial elites have the right to create money out of thin air and loan it to people, who must then work a lifetimes to repay it, and this is highly egregious – but moaning and complaining about it will get us nowhere. In contrast, education, encouragement, and execution of the winning financial principles can take a person anywhere he wants to go. The real question is which path the readers will take when confronted with the truth of the Financial Matrix? For those choosing to take the path of education, it’s time to start the lesson.

I’m not going to delve too far into the specifics of spending when you should be saving because anyone reading the first several chapters of Financial Fitness will quickly grasp the principles. Still, knowing the principles does not create change until one applies them. This is where the Green Box community plays such an impactful part because like-minded people, who associate together, help to hold one another accountable to apply the principles they profess to know. The community, in essence, helps a person turn his emotions, from the opponent working against the financial plan, into an ally working with him to achieve his financial goals and dreams. Remember, advertisers are paid millions to turn the elephant mind (subconscious) against the ant (conscious) one, causing a mental civil war where people know the right financial thing to do and yet do the opposite because their emotions overcome their logic. Being a logical engineer, I was stunned when I realized my emotions were overcoming my logic! Perhaps, the reader has realized a similar truth. Thankfully, the community aligns desires by recognizing those who follow the financial principles and achieve success. To date, over 10 million dollars in savings has been documented in the last 18 months! In short, use the Green Box to develop your financial plan, plug into the Green Box community to maintain accountability, and align the ant and elephant minds to spend less than one makes.

The second principle, paradoxically, emphasizes that even if a person begins spending less than he makes, he still has decades ahead of him to achieve true financial success, unless he also learns to invest in himself. Ironically, this seems to be difficult for many recovering over-spenders. For on one hand they had to develop the discipline to stop spending money on themselves; now, on the other hand, they have to develop the discipline to start investing money in themselves. Indeed, instead of wasteful self-consumptions, leaders make helpful self-investments. Mastery of this concept, needless to say, is essential for people to move from the JOB, the Just Over Broke mindset of the Kiyosaki’s E and S quadrants, to the FREE, the Freedom Requires Entrepreneurial Excellence mindset of the B and I quadrants. Buffett emphatically states one must learn more before he can earn more, but many struggle to do so. What is up here? Why, to put it bluntly, will people spend thousands of dollars a year on personal entertainment, but quibble when investing half that amount on personal education?

I speak from personal experience here because I suffered from this irrational condition on my way to developing the FREE mindset. Although I had stopped entertaining myself to death, I still struggled with educating myself to life. Finally, I realized that low self-esteem was the root cause because I did not believe I was worth investing in, having embarrassed myself when attempting to lead in the past. Fortunately, through the power of reading, listening, and associating, I began to understand that if I didn’t invest in changing myself, then I would never provide a model for others to inspire them to change. I vowed to turn my former entertainment money into investment money and transformed myself, and subsequently, the Green Box community. I became a student to learn the trim tab (see my book RESOLVED for further information) vital behaviors to succeed. Reflecting back, after having achieved a litany of public achievements in leadership, speaking, and writing, I am astounded that I nearly blew my future by believing lies from my past, for a person too cheap to invest in himself has nothing to enrich others with.

The reader must ask and answer similar questions. Are you spending when you should be saving? If so, then join the Green Box Revolution and start living below one’s means. Furthermore, once this is in place, start investing self to improve one’s leadership skills. If the reader does the first, but not the second, then he is stuck in no-man’s land, no longer having a JOB mindset, but also not having a FREE mindset either, merely stuck in the middle until he invests in his education as much as he used to invest in his entertainment. It’s your life; it’s your choice; and, it’s your result. As for Laurie and I, the best choice we ever made is taking the money we started saving and turning it into an investment into our future, because we realized the results were worth so much more than the investment.

What choices does the reader need to make to live his dreams debt free? Choose wisely.

Sincerely,

Orrin Woodward

Posted in Finances, Freedom/Liberty | 77 Comments »

The Green Box Revolution

Posted by Orrin Woodward on March 7, 2017

Have you heard about the Green Box Revolution? If you haven’t, you will because it’s transforming the finances of so many of your friends and family. The Green Box contains the plan to play Financial Defense and Offense to escape the Financial Matrix. In my completely revised version of The Financial Matrix book, I describe the four responses each family makes to finances, termed the Financial Matrix Quadrants. In short, it boils down to the household’s response to playing Financial Defense and Offense and the consequences of those decisions. To change one’s financial results, in other words, a person must change his financial responses on Defense, Offense, or more likely, both.

In less than two years, the Green Box Revolution has eliminated over $10 million in debt and flowed that previously lost income back into the household.  That’s a ton of debt wiped out in a short time, merely by applying the principles captured in the Green Box. Now the reader understands why we have termed it a revolution.  The old saying, “if you want some things to change, you are going to have to change some things,” has never been truer than today. Finances don’t just change, a person’s financial habits change and this changes everything. Thankfully, the Green Box Revolution comes with a community of like-minded people, who also want to change financially. This creates a positive environment for people to dare to do something different and the encouragement to continue, even if at first, it’s not comfortable.

Financial Fitness Pack

Regrettably, this message infuriates the financial elites, for they do not want anything to change financially because they benefit from the status quo. Indeed, the Financial Matrix is designed for elite profits through leveraging the financial illiteracy of the masses. The elites gain wealth, power, and control while the masses lose wealth, liberty, and peace of mind. The real question is why do the masses allow this egregious situation to continue, some even fighting for their own enslavement, instead of simply demanding financial justice? As absurd as this sounds, the elites have made the masses complicit in their own slavery, selling them pots of porridge (trinkets on credit) for their birthright to liberty. Whereas many have no idea the system is rigged against them and need to read The Financial Matrix (or other books on the Fractional Reserve Banking (FRB) system) to comprehend the fraudulent nature of the money system, the worst part is many others know it is wrong, and yet, strangely, still solicit the Financial system’s services.

While this seems insane, it is, nonetheless, the truth. (Caution: a truth bomb is coming, and since only the truth will set the captives free, please brace yourself) How does a person fight against a fraudulent financial injustice when he has borrowed money from it?  This is hardly less hypocritical than demanding an end to prostitution while still seeking its services?  If the financial system is fraudulent, after all, then why should we borrow from it at all? The goal should be to end our association with this financial entity as quickly as possible. Needless to say, this is why we launched the Green Box Revolution, a revolution that allows people to make moral stands without being complicity in the immoral behavior, a behavior that enslaves themselves and others.

If someone hasn’t shared with you the plan to financial freedom through the Green Box Revolution, then feel free to reach out and I will ensure you are in the know. The only thing you have to lose is your debt and the invisible chains that come with it.

 

Sincerely,

Orrin Woodward

Posted in Finances, Freedom/Liberty, Orrin Woodward | 17 Comments »

Financial Fitness is a System

Posted by Orrin Woodward on January 26, 2017

There are two major paths to financial failure, paths that trap a person in increasing debt and decreasing dreams. The first is to spend money when one should be saving. The second, paradoxically, is to save money when one should be investing. Indeed, practically every financial fitness principle taught in the Financial Fitness Program (FFP) is summarized within these two principles. These concepts that are simple to comprehend, yet much more difficult to implement consistently, for financial fitness isn’t as simple as reading a blog article. In reality, only 1 out of 100 people live financially free (no debts with paid for assets) even though the concepts are straightforward and only demand the discipline to implement. The process of creating wealth (spend less than one makes and accumulate it over time) has been readily available, if not intuitively obvious, since Ben Franklin spelled it out in Poor Richards Almanac. More recently, Warren Buffett, the world’s greatest investor, has taught his principles of financial success (which are captured under the Defense and Offense headings of the FFP) –  1) Defense: “I think the biggest mistake is not learning the habits of saving properly early b/c saving is a habit . . . if you’re smart you’re going to make a lot of money without borrowing,” and 2) Offense:  “The best investment you can make is in yourself . . . the more you learn, the more you’ll earn.”

Financial Fitness Pack

Simple, practical, and available principles from the best of the best and yet repeatedly ignored by 99 out of 100 people, leaving most more financially upside down today than ever before. What is the root of this fiscal malaise?  The answer, after 25 years of mentoring people, and teaching thousands of families how to live their dreams debt free, has become clear to me. For one thing, information without inspiration simply won’t do the job, a job that demands consistent and persistent financial effort, similar to the focus a marathon runner has on the finish line. To make matters worse, for a person who wishes to escape the Financial Matrix, he must run against the grain, enduring the disapproval, mockery, and laughter of the crowd glorifying in their financial enslavement. Perhaps boxer Mike Tyson, although not usually thought of as a philosophical thinker, shared the best wisdom on the subject when he stated, “everyone has a strategy until he is punched in the face.”  Wow! Tyson’s message is spot on to most people’s financial situations, where they have a strategy until life punches them in the face.  Then, the strategy is thrown out the window and debt is used as a drug to temporarily alleviate the financial pain; however, since the debt drug is highly-addictive, before the person realizes it, he is drowning in debt and despair with little hope of realizing his dreams.

Fortunately, the reader does not have to follow the crowd over the financial cliff, nor does one have to live without dreams to stay out of debt; instead, he can pick up the Financial Fitness Program “Green Box” and learn how to escape the Financial Matrix (the playing field designed to profit banks and pauper the people) by playing Defense (spend less than one makes), Offense (increase leadership to make more money) and join a community of like-minded people who follow the “Green Box” principles to financial freedom. There is NO other program on earth that provides all four essential features to achieve financial freedom. After all, most financial programs only teach the Defensive principles, selling tons of programs but falling short of the advertised results because partial information, insufficient inspiration, and a non-existent community is a recipe for failure. As a matter of fact, even if another program did exist that taught the Financial Matrix playing field and the Defense/Offense, it would still fall way short of the mark because it lacks the “secret sauce” essential for any programs that requires habit changes, namely, a community of like-minded people going in the same direction.

Think about it. Why is Weight-Watchers so effective? Does anyone truly think they have discovered the philosopher’s stone of weight loss? Practically everyone understands that if a person burns more calories than he consumes, he will lose weight. Nevertheless, millions struggle to lose the extra weight and this is where Weight-Watchers comes in, providing a community for association, accountability, and acclamation to build hope that people can complete the process together that overwhelm them alone. Community, in other words, is the secret to success in any information program that demands discipline to follow through consistently. Sadly, many organizations fail, who have good programs, but lack the leadership necessary to build and sustain the proper culture within the community to produce the desired results. This is why information must be supported with daily inspiration and weekly association to help the people maintain accountability to their dreams and goals.

To be sure, there are examples of highly-disciplined people going it alone and achieving results, but they would miss out on one of the greatest blessings in life, namely, the joy of community and the association, accountability, and acclamation that is included when connected with others on a similar journey. While a person can achieve independence by himself, he only achieves the leadership level of interdependence through community involvement. What make the Financial Fitness Program so effective is it’s the only program that has an ongoing community, where one can set financial goals with mentors, attend get-togethers to gain more information and celebrate each other’s achievements to fuel the inspiration to apply the principles. This is the power behind the “Green Box” financial revolution that is setting people free! Why live life in quiet financial desperation when one can purchase the “Green Box” and learn the information, live the inspiration, and love the association within the community escaping the Financial Matrix.

Sincerely,

Orrin Woodward: LIFE Chairman of Board

LIFE Financial Convention

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Get the Green Box: Financial Fitness Program

Posted by Orrin Woodward on January 4, 2017

The Financial Matrix graph displays the four ways people can respond to the Defensive and Offensive principles needed for financial success. Strangely, most people, through a combination of ignorance, apathy, and arrogance, ignore these financial laws and suffer in consequence. 2017, however, is a new year, a year to erase past failures and replace them with future victories. This can be achieved through the Financial Fitness Program, the greatest financial game-changer on the market! But before I get ahead of myself, let’s examine the Financial Matrix quadrants to determine where the reader resides currently to ensure we develop the best personalized plan for the future.

The Financial Matrix Graph

Let’s start with the Broke quadrant, the one where people play neither Defense nor Offense. Disastrously, over 50% of households in the USA fall into this quadrant, service debts higher than current incomes and thus falling further and further behind every year. Moreover, they have little Offensive wherewithal to expand incomes and thus are stuck in a situation where they have more outgo than income with little hope of changing it.  The 45 Year Plan for the Broke group, those who have no net worth (assets minus debts), displays expenses higher than incomes and debt loads increasing until they are rejected for further loans (debt maxes out around 3 to 5 times total household income). Needless to say, this is the worst spot in the Financial Matrix, because it maximizes debts and minimizes dreams. The Broke quadrant pays the price for revolving interest, penalty fees, and stress because they lack financial literacy. They live lives of quiet desperation with no assets, massive debt, and little hope to change unless they can access new information and inspiration. The most common expression one hears from the Broke quadrant is, “I owe; I owe; it’s off to work I go,” while the most common attitude is hopelessness because they see no way out of the Financial Matrix.

The Tightwad quadrant, on the other hand, plays Defense (expenses below incomes with decreasing debts), but doesn’t play Offense (little ability to increase incomes). The 45 Year Plan for Tightwads shows expenses under incomes with little debt to service.  Although debt free (or at least progressing towards debt freedom), they only accomplish this by reducing their dreams. This is why most people HATE to talk about finances because they believe it’s just a plan to budget someone out of their dreams. While nothing could be further from the truth in the Financial Fitness Program, to be fair, this is where most financial gurus live. They spend hours talking about how to reduce debt and very little discussing how to increase incomes. As a result, most people do not follow apply Defensive principles because to do so results in them giving up their dreams to be out of debt.  While this, to be sure, is better than remaining in the Broke quadrant, this Financial gurus are only teaching half the story, at best.  For when a person surrenders his dream, a dream that drives his personal growth, he has thrown the baby out with the bath water. Sure, being debt free is a good, but the biggest enemy of great is good and I refuse to sacrifice the great on the altar of the financial gurus good! Why settle for debt-free without dreams when one can learn how to live dreams debt-free. The most common expression in the Tightwad quadrant is, “No thank you. We cannot afford this.” Naturally, after years of self-denial with little to show for it, the most common attitude that results is bitterness, a bitterness caused by repeatedly saying “no” to their dreams.

The Status quadrant, in contrast, plays no Defense (debts increase as fast as incomes), but has an impressive Offense (incomes capable of servicing all debts). The 45 Year Plan for this group displays both incomes and debts increasing. Because they have a solid Offense, but not a corresponding Defense, the total debt loads continue to increase (usually two to five times total income). To be sure, they have enough income to stay ahead of expenses, but only so long as they continue to perform at the top of their game. This group believes it can live their dreams, expand their debts, and live the good life. However, there is a major downside to living in the Status quadrant, namely, the inherent risk that something outside one’s control may occur. Similar to a bobber floating on top of the water, just one financial tug (job loss or health challenge) can lead to the household going underwater financially. After all, if someone lives at his debt limit, he runs the risk of financial catastrophe if the Offense is interrupted unexpectedly while the debt continues to compound expectedly. Debt, to the Status group, appears to be gold – they live their dreams while servicing their debt. But in reality, it’s a golden handcuff that tightens around its unsuspecting victim. Over time, the Status group realizes they are stuck on the financial gerbil wheel, running with everything they have, without the ability to jump off. The most common expression in the Status quadrant is, “Let’s buy it now because we can afford the monthly payments.” The danger, of course, is this commonly leads to arrogance, for when a person shows it all and owes it all, if he’s not careful, he can tend to believe he knows it all.

Unfortunately, by the time the Status quadrant realizes the errors in their strategy, it’s usually too late. Once the Offense loses some of its muster, it doesn’t take long for the Status household to start missing debt payments.  Ironically, the group learning the most from the failures of the Status households is the auctioneers, who sell off the remaining assets of financially ruined families. As noted in The Millionaire Next Door, auctioneers are the profession with the highest percentage of millionaires, probably because they see and feel the pain of the families who have lost everything by playing Offense and ignoring Defense. This lesson reveals the insecurity inherent within the Status quadrant, a quadrant that believes it can outrun debt forever.  As a result, most of the Status quadrant is one economic downturn away from bankruptcy. Debt is omnipresent and compounding continuously against the household; thus, it should not be played with for similar to fire, if you play with it, you will eventually get burned.

The final quadrant, the one everyone should aspire to join, is the Financial Free quadrant. This group plays both Defense (expenses below incomes with decreasing debts) and Offense (increasing incomes). The 45 year plan for this group displays expense remaining fairly constant while the incomes consistently grow.  Debt decreases annually until it is eventually eliminated by the difference between incomes and expenses being used to wipe out the household’s debt cancer. The Financially Free group sacrifices in the short-term by living below their means and wiping out debt so they can live their dreams debt free!  This quadrant is the most secure financially because they own assets and live their dreams debt free. This gives them great strength when financial setbacks do occur because they owe no one anything. Instead of reducing their dreams to pay off debt, they increase the size of their dreams without falling into debt; rather, they use dreams to drive personal improvement (Offense) and use the increased income to pay off debt even faster. In other words, increased dreams and decreased debts. This is the Financially Free lifestyle. The most common expression for Financially Free people is, “Let’s sleep on it first. Then, if we truly want it, let’s set an Offensive goal to achieve it.”  Not surprisingly, the common attitude of this group is thankfulness because they realize they have been blessed by following certain financial principles and aim pay that blessing forward into other’s lives.

Laurie and I dreamed to escape the Financial Matrix and now dream of helping millions more do the same. The Bible teaches, “The borrower is slave to the lender,” indicating a person in debt is in bondage. If someone loves his bondage, then I am not here to argue him out of it. However, if someone recognized himself in one of the above sub-optimized quadrants and desires to live Financially Free by escaping the Financial Matrix, then he needs to get the Green Box (The Financial Fitness Pack). If a person is already Financially Free, then I ask you to get the Green Box and help me help others by teaching these financial principles to the world. In the Green Box, the person will learn the Defense, the Offense, and the pathway out of the Financial Matrix playing field. Further, he can plug into a community of winners to be held accountable to the proper financial principles, playing Defense and Offense, and referring others to do similarly.

In closing, the beginning of all breakthroughs starts the moment a person realizes the road he’s been on will not take him to the destination he desires. This was true for Laurie and me, as we lived in all three sub-optimized quadrants seeking to escape the Financial Matrix. It’s now 2017 and last year’s successes and failures are history. Now it’s time to start this year with momentum.  If a person truly wants to live the life he’s always wanted, perhaps it’s time to address the issues you’ve always avoided. 

Sincerely,

Orrin Woodward: LIFE Chairman of the Board

Posted in Finances, Orrin Woodward | 45 Comments »