Orrin Woodward on LIFE & Leadership

Inc Magazine Top 20 Leader shares his personal, professional, and financial secrets.

  • Orrin Woodward

    Guinness World Record Holder for largest book signing ever, Orrin Woodward is a NY Times bestselling author of And Justice For All along with RESOLVED & coauthor of LeaderShift and Launching a Leadership Revolution. His books have sold over one million copies in the financial, leadership and liberty fields. RESOLVED: 13 Resolutions For LIFE made the Top 100 All-Time Best Leadership Books and the 13 Resolutions are the framework for the top selling Mental Fitness Challenge personal development program.

    Orrin made the Top 20 Inc. Magazine Leadership list & has co-founded two multi-million dollar leadership companies. Currently, he serves as the Chairman of the Board of the LIFE. He has a B.S. degree from GMI-EMI (now Kettering University) in manufacturing systems engineering. He holds four U.S. patents, and won an exclusive National Technical Benchmarking Award.

    This blog is an Alltop selection and ranked in HR's Top 100 Blogs for Management & Leadership.

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Financial bondage is a form of slavery.

Financial Sovereignty: Aligning the Mind

Posted by Orrin Woodward on May 29, 2016

Financial Matrix Quadrants

Financial Matrix Quadrants

Financial Sovereignty, a lifestyle where people enjoy ownership and choices, one lived by less than 1% of North Americans, is created when people align their conscious (logical mind) with their subconscious (emotional mind).

Whereas the conscious mind stimulates 2,000 neurons per second when thinking with logic, the subconscious mind stimulates 4,000,000,000 per second when visualizing with emotion! The subconscious mind, in other words,  the one that thinks in images and emotions, engages two million times more brain power per second than the conscious mind. As a result, the tip of the iceberg metaphor is outdated, as Dr. Timothy Wilson pointed out when he noted, “Freud’s view that consciousness is the tip of the mental iceberg, was short of the mark … it may be more the size of a snowball on top of that iceberg” 

Interestingly, began calling the conscious mind the ant and the subconscious mind the elephant to represent the vast disparity in processing power of the two minds. Moreover, Olympic Gold Medalist, Vince Poscente even wrote a book called the Ant and the Elephant, emphasizing the importance of aligning the conscious and subconscious mind  to achieve mastery in any field of human achievement. 

Conscious and Subconscious Mind

Conscious and Subconscious Mind

Unfortunately, despite the research and popular books, few people have any idea how important it is to learn how to align the Ant and the Elephant mind. Instead, their minds are in a state of constant turmoil, a civil war brewing between the logical mind and the emotional mind, a battle that destroys all hope for united mental action. Of course, without mental alignment, the person burns all his energy in internal battles and has little left for the external battles necessary for all success. This is success suicide, for every high-achiever must utilize his logical and emotional mind to achieve success? 

Accordingly, three out of the four quadrants in the Financial Matrix have sub-optimized their success because they have not aligned the Ant and The Elephant. First, the Financial Subject shuts down the logical mind (refusing to ponder how foolish it is to subjugate himself to debt merely for a temporary emotional purchase buzz) and allows the emotional mind to take charge. The Financial Subject, as a result, experiences the short-term joy of counterfeit dreams (choices) and the longterm pain of compounding personal debt (no ownership). How insane!

Second, the Financial Serf, in contrast, does the opposite. He shuts down his emotional mind (refusing to dream because he hates debt) and allows the rational mind to take control. While commendably owning most of his assets, he also has rationalizes away his dreams (no choices) and lives a settle-for life, resisting anyone or anything that attempts to get him dreaming again. Dismally, through an impressive act of will, the Financial Serf forces himself to live below his means, killing his debt by killing his dreams.  How sad!

The worst case, however, is the Financial Slave, who has no ownership or choices. Indeed, he has completely submitted himself to the Financial Matrix, his Ant and Elephant minds both disengaged from reality while his debts increase and his dreams decrease. The Financial Slave has surrendered his dreams, no longer a grown up dreamer but a given up debtor. His debt crushes his ability to think, so he simply works to pay his bills and live another day.  How inhuman!

Needless to say, none of these quadrants permit people to live their dreams because they haven’t aligned the Ant and the Elephant and ended the mental civil war. This is what make the Financial Sovereign quadrant so unique, for it is the only one to end the civil war. The person in this quadrant enjoys both the ownership of assets and the liberty of choices because he uses his rational mind to play defense and his emotional mind to dream. How liberating!

In the video below, I describe how Laurie and I, starting with little skills, money, or time, built the life we always wanted. This certainly wasn’t easy in the beginning, but then again, failing financially isn’t easy in the beginning, the middle, or the end. 🙂 What did we do? Well, in a nutshell, we ended the civil war, aligning our Ant and the Elephant minds through reading, listening, and associating with other successful minds who had already terminated their civil war.

That is to say, the fastest way to to end your civil war, is to learn from others who have already done so. Like my friend Larry VanBuskirk once said, “If you are unhappy with the results you are producing in life, perhaps it’s time to STOP taking your own advice” 🙂 This explains the importance of LIFE Leadership seminars, namely, to expose the people who are failing financially (because of the ongoing mental civil war) to people who are winning financially (because the mental civil war is over) to help everyone move ahead. 

 The Financial Fitness Program teaches people about the Financial Matrix playing field, the Ant-mode Defense (logical plan), and the Elephant-mode Offense (emotional reason). A person will not escape the Financial Matrix until he first understands what it is and how the web of debt captured him; then, he must use his Ant mind to develop a logical plan to spend less than he makes; finally, he must picture his future clearly, for thoughts are things, and get to work to turn the thoughts into reality.

Please share which Financial Matrix Quadrant you were in when you started your escape?


Orrin Woodward: LIFE Leadership Chairman of the Board

Posted in Finances, LIFE Leadership, Orrin Woodward | 14 Comments »

LIFE Leadership: Financial Matrix Scam

Posted by Orrin Woodward on May 23, 2016

Financial Matrix Quadrants

Financial Matrix Quadrants

Did you know that fifty percent of all American workers are Financial Slaves! Don’t believe me? I don’t blame you, I could hardly believe it myself until I started doing my own research. According to the latest data reported on Economist.com, over half of all Americans over 18 have no net worth, not even a penny. Let that sink in for a moment. Imagine all the hours husbands and wives work every year and over half of the households have NOTHING to show for it? No ownership and no choices is simply slavery under a different name.

Furthermore, over 80% of Americans over age 18 are in debt, a debt trapping them into financeal subjugation. For if the typical family loses one of its jobs, be it by downsizing or medial challenge, the family boat is capsized. This makes the family subject to the whims of employers and health – not a good position to be in.  Is this really the American Dream we imagined growing for people living in the home of the brave and the land of the free? BTW, for the Canadians reading  this, the data is very similar and the Financial Matrix has trapped your nation as well.

Financial Matrix TrapThe two groups getting hammered by the Financial Matrix Scam are the Financial Slaves (no net worth) and the Financial Subjects (servicing debt to survive). In total the Financial Matrix is siphoning trillions of dollars from these two groups plus businesses and governments at every level.  In the video below, I share how to move from Slave and Subject to Serf and eventually Financial Sovereign, the coveted position where citizens have ownership and choices over their life. Everyone can be free if they are willing to learn how to play defense and offense to avoid the web of debt and control inherent within the Financial Matrix.

Watch the twelve minute video below and the reader will realize the question is which quadrant are you in and what is your plan to move onto Financial Sovereignty? If you don’t have a workable plan, perhaps the Financial Fitness Program can help. 


Orrin Woodward: Life Leadership Chairman of the Board

Posted in Finances, Freedom/Liberty, LIFE Leadership, Orrin Woodward | 29 Comments »

Political Parties: America’s New Religion

Posted by Orrin Woodward on May 12, 2016

Modern society is not as irreligious as it claims to be. In fact, today’s most popular religion arguably has more true believers, as the numbers attending its “worship” services reveal, than any other American faith. With its own variety of high-priests, shamans, and bishops, not to mention excommunicated heretics, the new faith feeds on people’s hunger to believe in unbelievable times. While faith in God has waned, a substitute faith, for nature abhors a vacuum, has filled the space. These pseudo-religious political parties, whether in its Democrat or Republican variety, have, over the last one hundred years, eclipsed the older faiths. Today, people no longer go to church and trust in the promised Messiah, but rather go to political rallies and trust in the promises of the latest  “political messiah”.

In the Middle Ages, the priest was the divinely commissioned agent and the State merely the divinely tolerated power to enforce God’s rule. Unfortunately, shortly after the Protestant Reformation, Luther’s friend Melanchthon, among others, denied the church had authority to make laws the bound the conscience, claiming only the State had that power. Naturally, the State leaders readily agreed and subsequently seized the moral power from the naive church leaders. The doctrine of the divine right of kings originated from this sequence of events, embodied by kings claiming their power derived not from the Pope, as in earlier days, but instead directly from God himself.

The divine right of kings, in effect, was the king’s declaration of independence from the church’s authority. Interestingly enough, the reformation, although arguably a return to Biblical doctrines, was a mixed blessing. For the various protest disintegrated the Church and integrated the State. This culminated in King James I boldly proclaiming complete independence of the State from church interference. To add insult to injury, the Religious Peace of Augsburg dealt an even more destructive blow to the ancient claim of the church as the universal moral influence within society. Among other things, it was agreed that the citizen of each state must adopt the religion of his sovereign. Cuius regio eius religio. Instead of religious liberty, this was the supreme assertion of State power over society.

Harold MacMillan

Harold MacMillan

Whereas previously one of the roles of the church was to protect society’s members from overzealous kings, the door was now open for the State’s absolute control over morality and law. Although  people today claim the State does not regulate morals, nothing could be further from the truth. All law is merely the culture’s value-system enforced by State Power. In fact, the only real difference between law in the Middle-Ages and today’s law is the value-system is developed independently from Biblical influences. For instance, the State still has portions of the Ten Commandments code in its law (murder and stealing come to mind), but as time passes the State drifts further from Biblical law into political law.  Shockingly, as I study the  historical events, the State’s increase in power comes with the church’s decrease. The unintended consequence of the reformers efforts to purify the church resulted in the splintering of the only entity strong enough to resist the State’s desire for absolute power. The avenue was now open for the birth of the absolute State, a world-order that would have been entirely incomprehensible to the men who labored during the age of faith.

To be sure, the divine right of kings philosophy no longer influences the State, but what has replaced it (the divine right of the people), judging merely its results, is even worse.  For the increase in the people’s power has not actually helped the people; instead, it has allowed the money elites, through their control of the media, to sway the masses into signing away their birthright.  The absolute State can exist in monarchies, aristocracies, and democracies, but the money elites love democracies the best.  Because man in mass is the predictable, in a democracy, all the elites have to do is purchase enough votes by promising government handouts and applying liberal layers of media propaganda. The predictable outcome is the mass of people dance to the paid piper’s tune. Monarchies and aristocracies, in contrast, might stand up to the elites manipulation, and why run that risk when the people are so gullible? Simply by telling the people they have the power, the people will defend the system that ensures their own enslavement, not thinking to actually examine if liberty has increased or decreased since the divine rights of people has allegedly reigned supreme.

John Adams

John Adams

Be that as it may, the State democracies have led to absolute power without any moral checks upon it. The State has become God to modern man. For example, the State God controls its subjects in ways that kings from yesterday could only dream of, including: the power to tax incomes, the power to draft society’s young, the power to educate, the power to define morals, the power to create money, and even the power to punish peaceable dissent. Dismally, despite modern democracies boast of maximum liberty with equality, the actual differences between democracies, fascists, and communists is one of a few degrees. In contrast, the difference between the Middle Age State, with its moral check from the Church, and today’s absolute State, with no moral checks, is night and day.

Please don’t misunderstand me. I am not suggesting a return to the Middle Ages, but I do believe we can learn much from our political heritage. For instance, just because the church is no longer influencing the State does not mean the State is not being influence. Rather, it just ensures the older faiths have been replaced by today political religions. In other words, as the formal faiths fade, the void is filled with the hype and rhetoric of the latest “political messiah”, proclaiming his/her prophecies of the future in front of thousands of the faithful.

James Madison

James Madison

Perhaps some will think I am pessimistic, but actually I am very confident in the future. Injustice is always punished by God Almighty and I believe the Financial Matrix will ultimately damage society to the point where it can no longer deny the obvious, namely, that the State cannot have absolute power. The reason the Financial Matrix seeks to have the people genuflect to the latest political puppet is this ensures the underlying systemic causes of the mess are ignored. Yes, I am all for good leadership, but until I hear someone speak truthfully on the injustice of anyone controlling society’s money and media, I know the Financial Matrix has just applied new lipstick on an old pig. 🙂 Think about it for a minute. So long as money and media are in the hands of the elites, why would anyone be shocked the candidates (whether of the Democratic or Republican religion) are merely obedient puppets? After all, it takes hundreds of millions of dollars and constant media coverage to get elected and who controls both of these? Accordingly, State control is a foregone conclusion until money and media are set free from the elite’s grip. The Money, Media, and Military trifecta, a trifecta that has liberty in a death grip, must be broken before liberty can breathe freely again.

Alright, I will step down from my Cassandran (see Homer’s Iliad) soap box and return to my work. This year’s religious processions have inspired the faithful and my non-participation is not hurting anyone. The media can whip up that lost feeling of hope for the masses one more time as they paradoxically struggle to pay their bills in the richest society in history of mankind. I guess I am now officially a heretic of the State religion for I do not believe this religion has, nor ever will, deliver the goods. Indeed, no matter how many services the faithful attend; no matter of how many sincere prayers are offered up; and no matter how many candidates are propped up; the truth is, until the Financial Matrix ends, the people lose. Its a rigged game – heads,the elites win; tails, and the people lose.

Mass Movements Driving Change

Mass Movements Driving Change

Thankfully, the road to victory begins the moment we turn from our false religion. Instead of bowing before the political puppets, what if millions of men and women restored their conscience and character by bowing before the real Messiah? What if we admitted our addiction to debt and materialism and turned from the false idols. What if, in other words, we played defense to wipe out our debt and then offense to create the life we’ve always wanted debt-free? Then, as Financial Sovereigns, we could address the Financial Matrix and restore freedom for the next-generation.

Sure, this is an ambitious task, but what’s the point of leadership if we are just playing it safe. Some will say, people trapped in ignorance and apathy don’t know and don’t care. Nevertheless, I know I care and I know you care, for you wouldn’t have read this far if you didn’t. The Financial Fitness Program from LIFE Leadership is designed to help people help themselves and then others. Are you ready to be part of the solution? I don’t promise easy, but I do promise worth it.


Orrin Woodward

Posted in Finances, Freedom/Liberty, LIFE Leadership, Orrin Woodward | 19 Comments »

Financial Fitness – Offense

Posted by Orrin Woodward on April 1, 2016

The civilized world is the midst of a debt deluge; nonetheless, pessimism is not the answer. After all, although no one can control what governments or businesses do, everyone can stop being seduced into debt slavery. This alone would return 33% of the average person’s income back into his control and why defense is such an important part of financial literacy. Defense, simply stated, is spending less than one makes compounded over time. The difference between what one makes and what one spends is then applied to the current debt until all debts are eliminated. Amazing how simple it all sounds and also amazing how difficult it is to stop being seduced into slavery by the latest shiny object.

6a00e54eedbee1883401b7c77b0f32970b-320wiInterestingly, however, most financial literacy programs cover little, if anything, of the playing field and focus mainly on the defensive steps. While defense is good, no one can win a sports championship without offense also. Strangely, however, most programs are silent on the crucial aspect of the financial game. Hence, the typical financial education directs a person’s focus to his current reality. Naturally, this keeps his head down in the details and dirt of his current financial mess. The problem with financial mindset alone is it gets a person thinking so logically about scrimping today that he forgets to dream about a better tomorrow. In contrast, a proper financial plan should lead a person to look down into the details to develop today’s belt-tightening plan to be set into motion. Then, however, one must look up so he can get up. After all, the goal is not for a person to surrender all his dreams in order to live debt free. Rather the goal is for him to live below his means so he can begin investing, as Warren Buffett said, in his number one resource, namely, his personal development.

Indeed, developing personal and professional skills is essential for offense. Why this is not emphasized in a person’s financial plan is beyond me. Especially when one considers there are only two methods to increase the amount remaining between what one makes and one spends: either make more or spend less. As a result, both the make more (offense) and spend less (defense) are vital. To make more money, however, a person must dream for a better future and then invest in more skills. Did the reader catch the crucial distinction? The financial plan defense teaches to spend less while the offense teaches to invest more to develop marketable skills. Interestingly, the skills most highly prized are not the hard technical skills, but rather the soft people skills. For many gain the technical skills but lack the people skills to convey their ideas and work as part of a healthy team. Above all else, improved people skills is the fastest way to increase one’s income. For instance, Dale Carnegie once wrote, “…15 percent of one’s financial success is due to one’s technical knowledge and about 85 percent is due to skill in human engineering—to personality and the ability to lead people.”

Perhaps a person may believe that Carnegie’s quote, written back in 1936, is no longer valid in today’s highly technical age. However, if anything, people skills are more valued today than ever. For instance, even the technology giant, Google, realized that technical skills alone did not make for a good manager. According to Google Vice President Laszlo Bock, “In the Google context, we’d always believed that to be a manager, particularly on the engineering side, you needed to be as deep or deeper a technical expert than the people who work for you. It turns out that that’s absolutely the least important thing. It’s important, but pales in comparison. Much more important is just making that connection and being accessible.” This is the where the Financial Fitness Program shines above all others. For not only does it teach all the principles of defense, but also provides the best offense skills available through LIFE Leadership’s personal development library of products. The founders of LIFE have heard thousands of testimonies from people who have raised their incomes through increased commissions, job promotions, or improved effectiveness.

Be that as it may, this is still just the tip of the offense iceberg. The real secret of offense is to develop a burning desire. In contrast to getting buried in defensive details for the next 20 years, the Financial Fitness Program teaches a person how to dream and achieve. Perhaps there has never been a time in history where Napoleon Hill’s advice (he studied over 300 multi-millionaires before writing his classic Think and Grow Rich) is more needed than today: “There is one quality which one must possess to win, and that is definiteness of purpose, the knowledge of what one wants, and a burning desire to possess it.” Indeed, a burning desire turns fantasies into dreams and dreams into goals that are achievable. Unfortunately, most people live their lives as wandering generalities rather than one with specific intention. After all, success can be boiled down to three thoughts: 1) What do you want? 2) What’s it cost? 3) Pay it. The burning desire, needless to say, is what helps a person answer these three critical questions to help them live a life of purpose in an age of purposelessness. A burning desire turns a someday fantasy into a dream with a deadline through the power of goal setting set today. Success, like they said of Rome, isn’t built in a day, but it is built day by day.


Orrin Woodward

Posted in Finances, Freedom/Liberty, LIFE Leadership, Orrin Woodward | 15 Comments »

Financial Fitness Program

Posted by Orrin Woodward on March 30, 2016

Many people, when confronted with the reality of their financial positions respond like the ostrich hunted by a tiger and merely bury their heads in the sand. Others, in contrast, realize they must make some changes, but unfortunately, they get so mired in the defensive details that they lose the forest from studying the particular tree. Of course, both of these scenarios miss out on the true strength of the Financial Fitness Program (FFP). While many financial programs offer defensive strategies to get out of debt, only the FFP describes the playing field rules (Financial Matrix) and teaches how to win the financial game by combining defense and offense. After all, who wants to live on a financial diet the rest of their lives while sacrificing all their goals and dreams merely to be debt free? Is it possible to live debt free and still live the life of one’s dreams? This is EXACTLY why the FFP was created.

Financial Fitness Pack

Financial Fitness Pack

First, the reader must understand the financial system is rigged against him. It’s not just a matter of the consumer lacking fiscal responsibility, although this certainly plays a part. In addition, however, the system itself is designed to profit the bankers at consumer expense. For example, whereas banks are allowed to create mortgage loans out of thin air (through the wonders of the fractional-reserve-banking system), people are expected to pay back this mortgage “money” by surrendering a portion of their productive labors over the course of the next thirty years or so. Of course, mortgage loans are just one of the avenues the banking system uses to secure its tentacles around a person’s pocketbook. Once student loans, car loans, car leases, credit cards, and consumer loans are added to the list, the amount of money going to service debt amounts to over 33% of a person’s take home income! Needless to say, paying 33% to the banking system for money created out of thin air seems like an unfair playing field.

Personal debt, however, is just one of the banking systems three-pronged approach to bilking society, for businesses and governments are also highly in debt to their eyeballs. In fact, the St. Louis Federal Reserve announced the total US debt (the combination of government, business, mortgage, and consumer debt) had increased from $2.2 trillion in 1972 (the year President Nixon took the dollar off the international gold standard) to nearly $59.4 trillion in the first quarter of 2014. That’s an unbelievable 27 times increase! Interestingly, the debt is split almost evenly among all three sectors with personal, business, and government debts totaling approximately$20 trillion each. Businesses cover their debt by raising prices while governments cover theirs by raising taxes; unfortunately, the consumer ends up footing the bill for both of these debts. No wonder citizens across the civilized world are struggling, for the compounding three-pronged parasitic debt attack does not rest.

Disastrously, even at just 5% interest, America’s interest on its debt today amounts to over $3 trillion. That’s 3,000,000,000,000 dollars! This interest money is siphoned off the top of the productive capacity of every American by the banking system that created it out of thin air. In other words, before anyone is allowed to enjoy the fruits of his labor, he is forced to service all debts (personal, business, and government). Like we said earlier, the game is rigged and participation in it only ensures financial failure in the long run. The authors termed this fixed game the Financial Matrix – a system of control designed to enslave people and profit the banking system. Unfortunately, the people’s lack of financial literacy allows the banking system to seduce the people into debt enslavement. The Financial Matrix, as a result, unlike earlier matrices of control based upon coercion like slavery or serfdom, is a matrix of control where people freely choose their own enslavement.

Perhaps 2016 is the year the reader decides to make changes for his financial future. LIFE Leadership‘s top selling product, the Financial Fitness Program, has already tracked nearly $6.5 million in debt reduction for its customers!  The program and it will help the reader learn the defense, offense, and the playing field (Financial Matrix) for financial success.


Orrin Woodward

Posted in Finances, Freedom/Liberty, LIFE Leadership | 19 Comments »

The Case Against Fractional-Reserve Banking

Posted by Orrin Woodward on February 19, 2016

Perhaps the best way to explain fractional-reserve banking is by analogy. Just as a bank note was originally a metaphysical paper representation of a specific physical amount of precious metal money so too is a property title a metaphysical paper representation of a physical plot of land. Imagine the indignation a person would feel if he had exchanged his money for the title believing he had purchased a plot of land only to discover later that the unethical seller had copied the title and sold the paper title to ten other people. What was actually sold? Eleven people cannot own the same physical piece of land but they can own identical metaphysical paper representations of the land. The fraud, as a result, begins the moment the metaphysical representation no longer matches the physical reality. Legally, the seller is guilty of violating property laws and would face severe sanctions for his crime.

Curiously, however, when a bank behaves in a similar fashion and prints numerous banknotes representing titles to the same specific physical precious metals money, it is not considered a violation of property laws. Paradoxically, the same fraudulent behavior where multiple metaphysical copies a one physical item receives severe penalties in every other area, somehow is considered “legal” practices in banking and is termed fractional-reserve banking (FRB). For how can the same physical precious metals be sold (loaned) to numerous parties via its metaphysical paper representation anymore than the same physical land can be sold to numerous parties using the identical scheme? How, in essence, can several parties own the same property at the same time? The answer is a physical impossibility and a metaphysical fraud.

Another example conveying the injustice of FRB is to picture a person who decides to sell his motorcycle. He places an ad in the paper and receives a call with a strange request. The potential buyer states his wife is against him owning a bike, but he really wants one. He offers to purchase the bike if the seller will store the motorbike in his garage. The buyer will only use the bike on Saturdays and he even offers to pay a small storage fee. The seller agrees and the title is exchanged for the cash. After several months, the seller realizes the bike is just sitting there the other six days. At first, he casually takes the bike for a ride personally, realizing he practically owns the bike even though he sold it and receives a monthly fee to store it. Finally, however, he conceptualizes and even more devious plan. Why, he asks himself, not copy the title for the bike six more times (since there is seven days in the week and the “owner” needs his bike only one of the days) and sell the bike again to other unsuspecting “owners”? Not only would I seven times my profit but I would also be able to charge a storage fee to each “owner”.

The fraudulent seller proceeds to run the motorcycle ad specifically looking for husbands with limited time and protective wives. To the seller’s delight, over the next several months he identified six more buyers. The seller was careful to only select buyers who asked to store the bike and who only desired to use the bike on a specific day. Although each person believed he owned the motorcycle in full, the seller defrauded all of them for his illicit gains. Now, the storage owner had a new “owner” for each day of the week and received seven times the profit on the sale of his bike and still received storage fees on top of that! Is this fraud or an innovative fractional-reserve motorcycle selling system?

True, if each owner knew he was only buying one day’s ownership then its physically possible and metaphysically permissible because the titles would represent only a fraction of ownership. This, however, wasn’t true in this case nor is it true with FRB loans. Each owner believes he owns 100% of the bike title and paid for it in full. Accordingly, the seller has committed fraud by metaphysically representing he had seven bikes to sell even though he actually owned only one physically. The pragmatic argument that since the bike owners were not using their property the other six days of the week that the storage facility had a right to sell someone’s else’s property the other six days is simply ludicrous. Especially when the owner’s property was sold without his knowledge or consent.

The banks, however, systematically practice the same thing. For instead of storing society’s money (like most people believe they do) they actually sell (loan) the owner’s money to numerous third parties while acting like the money is available to the original owner on demand. How can the same money be loaned out to ten separate parties while still being available to the actual owners all at the same time? This simply is not possible in the physical world but as shown above it is possible when practicing a metaphysical fraud. Amazingly, the motorcycle seller’s fraud would be punished severely, but the bankers similar fraud is blessed by the State.

The Bank of England (one of the first central banks) utilized FRB to print over ten times as many banknotes as the actual precious metals stored in England’s vaults. As a result, the Bank of England quickly captured the English Empire’s money supply and called the shots as Master of the Puppets. However, the issuance of paper bank notes led to one further innovation in money creation that, strangely enough, was developed in colonial America, namely State fiat-paper.  Colonial America lacked precious metal money and did not like the control the Bank of England had on colonial commerce. Naturally, the question was asked, why not have the colonies issue their own paper notes and promise to redeem them with future tax revenues? In this way the government, businesses, and individuals would not have to pay the Bank of England interest on their paper notes.

Unknown-1The new Sovereign State backed money was a huge success (its still Fiat Money and has its problems but at least the public State does not pay interest to private international financiers) in usurping the need for the Bank of England notes. In fact, Ben Franklin was so impressed by the new innovation that he wrote a treatise in defense of the public Sovereign State backed paper money. Of course, the international bankers who controlled the Bank of England were not amused with the colonial upstarts cheekiness. The Bank of England restored its profits by applying pressure to King George III who forced the colonies to shutdown the colonial paper and return to the Bank of England notes. This, in reality, and not the infinitesimal taxes on colonial merchandise was the real cause of the American Revolution. No less an authority than Ben Franklin himself (considered by many, including me, to be the greatest diplomat in American history because of his keen understanding of humanity) believed this when he observed, “The Colonies would gladly have borne the little tax on tea and other matters had it not been the poverty caused by the bad influence of the English bankers on the Parliament, which has caused in the Colonies hatred of England and the Revolutionary War.”

In closing, one of the best principles I learned from economist Dr. Murray Rothbard was FTM – Follow the Money. For every one person motivated by ideals, there are a thousand who are bought and sold. Unfortunately, the more history I read with an eye on Cui Bono (who benefits) the more I realize that most of the history I thought I had learned is simply not so. LIFE Leadership is a company designed to help people learn the truth, escape The Financial Matrixand live a life that matter. I promise to play my part and continue my quest for truth by helping the people understand the dangers of enslaving themselves body, mind, and spirit into the matrix.


Orrin Woodward

Posted in Finances, Freedom/Liberty, Orrin Woodward | 26 Comments »

How the Financial Matrix Captured the State

Posted by Orrin Woodward on February 16, 2016

James Madison - Money Power

Once the elites understood how much wealth could be pilfered from society by capturing the money supply, it was not a question of free money or controlled money. Indeed, the only real question was: who would control the money system and whether it would be led by State Power creating a national fraud or by the Money Power creating an international fraud.

In reality, it wasn’t much of a contest since the Money Elites knew the State’s Achilles heel – it’s all-consuming desire for more power. To increase the State’s power over society, at least in a money economy, the State must direct more of society’s resources, which is just another way of saying the State needs more money. This is a challenge for a States in every age but was especially problematical in the classical age when the money system of society consisted mainly of gold/silver coins. As a result, there were only two ways for the classical States to access more funds, namely, increase taxes or borrow money. Remember, this is before State had the ability to print paper money because this fraud had not been discovered yet. Society, in any event, would not have recognized it as money anyway since precious metal coins were used as money. The State elites (monarchs, emperors, and tyrants) found increased taxes harmed their popularity with the people; hence, they saw the Money Power as the lesser of two evils. The monarchs, choosing short-term good for longterm harm, simply borrowed money from the financial elites rather than upset their subjects by increasing taxes.

Master of the Puppets

                         Master of the Puppets

The State, strangely enough, despite owning the “monopoly of force”, feared a current tax rebellion more than a future debt slavery. Ironically, it will probably end up with both. The State elites sold the nation’s financial future (freedom decreases as debt increases) for increased power in the present. Meanwhile, the savvy financial elites did not rely on just one State for profits. Indeed, they offered loans to every rival States to generate competition amongst the States, which increased the total debt and expanded their financial web. The Money Power, after all, understood as State debts increased, they could demand further privileges to ensure mastery over the State. The Money Power (international elites) now topped the power pyramid followed by the obedient State Powers (national elites) which then directed Societal Power (the masses). Over time, the State, regrettably, became just as oppressed by the Money Power as the people were by the State and Money Power combination.

Unfortunately, the bad news gets even worse. For the “loans” used to enslave the States were not based upon real gold and silver stored in bank vaults; instead, the international financiers used what is known as fractional-reserve-banking (FRB) to initiate numerous loans with only a fraction of gold/silver promised in reserves. In a word, the States enslaved themselves by loving money more than the people. Through the use of bank ledgers credits and an early form of bank note credits, the States accepted money created out of thin air, but forced the people to pay back the loans with precious metals! One may ask how the same precious metals can be loaned to numerous parties (States) at the same time? In the real world, this is physically impossible, but in the imaginary world of high finances, it is metaphysically possible (bank ledger notations) despite being morally impermissible.

It’s been said there is nothing new under the sun, only the history a person doesn’t know. The modern States seem to validate this statement as they appear to have learned nothing from their ancient predecessors – both borrowed themselves into bankruptcy. The Money Power has mastered the State and society with FRB loans created out of thin air. While this information may seem shocking, it is true nonetheless. Yes, the truth will set a person free, but usually only after it ticks him off.

The author has termed the private Money Power’s control over the banking system and money supply the Financial Matrix – a system of control where the Money Power creates money out of thin air to loan to society’s members for profit and power. The origins of the Financial Matrix can be traced back to ancient Babylonian banking practices.  In the early twentieth century, however, with the creation of central banks as lenders of last resort, the Financial Matrix now reigns supreme over the earthly world. This debt system not only enslaves individuals and captures corporations into debt, but it also neuters the nation’s of the world. The Bible admonition in Proverbs 22:7, “The borrower is slave to the lender,” could not be more relevant than it is today and each person must face up to what role he is playing with respect to the Financial Matrix.

For instance, when a person borrows money to buy things he does not need, he is feeding the matrix and losing his liberties. The people must learn to deny themselves short-term pleasures in order to avoid the longterm pain. One final bitter fruit of the Financial Matrix system is the stress and pain experienced when a person attempts to pay off debt with compound interest working against him. The profits and control, in effect, go to the Money Power while the pain and stress go to the debtors. Financial ignorance is not bliss but rather pain personified. When the State debt increases the governments must squeeze society for more tax dollars even though the people are already struggling with their own debt. The shortfall, is then made up by the State borrowing even more money that it cannot afford. This is a form of insanity. Unquestionably, the kick the can down the road strategy cannot last but today’s politicians hope to be out of office by the time the can is no longer kickable. 🙂 Politics is now like a game of musical chairs where the current political leader hopes he is out of office before the music stops.

Meanwhile, the St. Louis Federal Reserve announced the total US debt (the combination of government, business, mortgage, and consumer debt) has risen from $2.2 trillion total in 1971 (the year Nixon took the dollar and thus the world off the gold standard) to $59.4 trillion in the first quarter of 2014. This is not a typo. The debt in America, which took nearly 200 years to reach $2.2 trillion and included the debts from the Civil War, WWI, and WWII, is now (43 years later) 27 times higher! Even at just 5% interest, this amounts to over $3 trillion in interest to service the debt. That’s 3,000,000,000,000 dollars every year, which is more than our total debt was a mere 43 years before. What is going on?

When Nixon took America off the gold, the dollar still remained the world’s money system, but it freed the Money Power to create as much money as it wanted without and need for gold in reserve. This turbo-charged the ability of the Financial Matrix to loan money and the consumers naively accepted the bait. I believe it’s time for the citizens of the world to reject the debt seduction. True, you can, like the proverbial ostrich, put your head in the sand and ignore this entire article, but I promise you even though you may hide your head from the financial tiger, it will still be painful when you are devoured.  🙂

The chart below reveals how the Financial Matrix is siphoning off trillions of dollars of productive capacity in each nation. The debt for American governments, corporations, and individuals is now around $20 trillion each and the interest payments are causing significant price, tax, and debt payment increases. The average American family is at the breaking point and what is need is some financial wisdom to alleviate their personal debt and stress. There is a personal pathway out of the Financial Matrix and I promise to do my part in sharing the steps to freedom.

Without intending to sound overly dramatic, I truly believe this is liberty’s last stand. The Founders of LIFE Leadership intend to stand in the gap and educate the masses of the world on a plan to escape the Financial Matrix. Will you help us set the captives free?


Orrin Woodward

Financial Matrix Trap


Posted in Finances, Freedom/Liberty, Orrin Woodward | 19 Comments »

State Power vs Money Power

Posted by Orrin Woodward on February 15, 2016

In today’s capitalistic society, money is power. The more money a person has, the more choices and resources available. Initially, money was simply the most marketable commodity within society. If Tom raised chickens and had extra eggs, he sought to barter the eggs for another item he desired. Mary, for instance, may have wanted to purchase eggs, but Tom did’t need the woman’s bracelet she offered in return. Barter of commodities, then, required both parties to want the others person’s items and in a quantity that made the trade possible. This, however, was not normally the case which made the exchange of goods a laborious process of seeking someone who desired the item you offered in exchange and vice-versa.

Fortunately, some entrepreneur in ancient Lydia solved the barter dilemma by coining electrum (a natural occurring mixture of gold and silver) that was desired by nearly everyone. This changed the bartering process forever. Now, even through Tom didn’t want Mary’s bracelet, she could still get eggs for breakfast. How?  Mary simply exchanged her bracelet to a willing third party for the electrum coins that she knew Tom would happily accept in exchange for his eggs. The electrum coins of Lydia, without exaggeration, launched classical civilization into its golden age. Thereafter, trade expanded across the classical world as the coins made the exchange process so much simpler. All exchanges, interestingly enough, are still a form of bartering with the specific commodity now being traded for an agreed upon quantity of coins (money is simply the most marketable commodity). All the other commodities in society were subsequently valued by the free market in the quantity of coins needed to purchase them.

Although free market entrepreneurs developed coins (commodity money) and exploded societal wealth, its important to remember that the ruling elites are not interested in societal wealth, Rather, they are interested in increasing their wealth and power. Accordingly,  commodity money was viewed as a threat to the elites’ power structure because society’s members could now exchange goods freely and increase wealth with minimal State involvement. This was unacceptable. The elites, predictably, used the State’s monopoly of force to capture the money supply within society to increase their power and control. After all, power is maximized when the monopolization of force and money is maximized. Classical historian Augustus Boeckh recognized this when he noted, “The intellectual faculties however are not of themselves sufficient to produce external action; they require the aid of physical force, the direction and combination of which are wholly at the disposal of money, that mighty spring by which the total force of human energies is set in motion.”  Not surprisingly, the ruling elites (kings, aristocracy, and bankers) quickly seized control of the money supply and use this explosive new innovation to enhance its own power.

This theme, strikingly, seem to repeat over and over in recorded history, namely, elites dictates over what society creates. In this case, the elites dictated the money supply that society’s entrepreneurs created. Curiously, the story of money isn’t as simple as the elites defeating the masses of society for increased power. The truth is actually more complicated. For the elites divided into two groups and battled over the next millennia for control of the money supply. In one corner stood the public State Power. It sought to use its “monopoly of force” power to control the money supply and dictate the value of money. In the other corner, however, stood the private Money Power. It sought to use “fractional-reserve-banking” (FRB) to control the money supply and bribe the State to use its monopoly of force to ensure it’s “lawful” control. Society’s masses, regrettably, were in a “heads you win and tails I lose” economic quandary.

The historical record reveals the private Money Power defeated the public State Power game/set/match. As a result, money across the civilized world is now in the hands of private central banks that back the Big Banks practicing fractional-reserve-banking to manipulate each nations money supply for its gain and society’s loss. The author has termed the private Money Power’s control over the banking system and money supply the Financial Matrix – a system of control where the Money Power creates money out of thin air to loan to society’s members for profits and control. The money elites generate massive profits by loaning out fake money and then collecting interest and principle payments on the loans. The State, corporations, and people are all trapped in the Financial Matrix and are enslaved just like the Bible describes in Proverbs 22:7, “The borrower is slave to the lender.” The final fruit of the Financial Matrix equation is pain. For once the borrower has indebted himself, he experiences the pain and stress of paying off the debt with compound interest working against him. The control and profits, in a nutshell, go to the Money Power while the pain and stress of go to the debtors as they unknowingly sell themselves into slavery.

Warren Buffett Quotes

Warren Buffet Quotes

Perhaps an example of the process will help. Suppose a person desires to purchase a house for $100,000 and has 20% ($20,000) for a down payment. The bank does not have to use its existing deposits, but rather merely creates a mortgage loan for the $80,000 (not including other closing cost) to be paid back monthly with interest. If they person pays monthly for the next 30 years at a 6% interest rate, he will end up paying nearly twice as much for the house as what it is actually worth. The bank, in other words, is allowed to create the loan out of thin air but the borrower must pay back nearly twice as much in dollars earned by sweat-equity real production. To add insult to injury, if at anytime the borrower does not pay, the bank uses the State Power to foreclose on the loan and receive the property in collateral. Although the bank created the mortgage from nothing, it receives something in return – either the monthly payment or the property. Either way the bank receives something for nothing because of its State protected special arrangement.

I suggest the reader do something about his/her debt. That something is to get serious about escaping the Financial Matrix through utilizing the techniques taught within LIFE Leadership‘s Financial Fitness Program and my Financial Matrix book. Imagine what a debt-free lifestyle would do to alleviate pain and stress in one’s life and how awesome it would be to pass these principles onto the next generation. The future belongs to those who boldly go in the direction of their dreams!


Orrin Woodward

Posted in Finances, Orrin Woodward | 18 Comments »

Losing and Winning: Comfort or Change

Posted by Orrin Woodward on January 26, 2016

You either hate losing enough to change or you hate change enough to lose. – Orrin Woodward

Why do some people seem to win at whatever they do while most settle for the middle of pack mediocrity? I believe the difference boils down to a person’s hierarchy of needs, namely, comfort or winning. On one hand, if comfort is the most important, then the person will resist all change regardless of whether it’s better because it’s uncomfortable. On the other hand, if winning is more important, then a person will get uncomfortable enough to improve to produce the results he desires. In a nutshell, winners are different because they refuse to settle for good when great is possible.

Change or Comfort?

Change or Comfort?

I recently gave a keynote presentation where I played a classic 1988 Wendy’s advertisement that captured the key difference between those who win and those who simply work. It took less than 30 seconds for some advertising executive to pinpoint why most people don’t change. For many people are comfortable in past victories  rather than uncomfortable in present mediocrity. Can my readers identify areas where they are settling for comfortable mediocrity rather than changing into uncomfortable champions? True, winning may not be as easy as some winners make it look, but I can promise you its not as tough as some losers make it sound either. 🙂

Simply put, the toughest part of winning is (dare I say it) getting comfortable being uncomfortable. Every day winners are pushed to get better because your competition never rest. Show me someone who is comfortable with an average scoreboard and I will show you someone who is one a downward slide. In contrast, show me someone who is already winning at the highest levels, but is still uncomfortable, and I will show you someone who is on their way to revolutionizing a their chosen field. LIFE Leadership CEO Chris Brady and I have vowed to stay hungry, honorable, and honorable on our way to helping millions of people escape the Financial Matrix!

I am embedding the Wendy’s ad for your viewing pleasure. What is your takeaway from the video?


Orrin Woodward – Chairman of LIFE Leadership

Posted in Finances, Leadership/Personal Development, LIFE Leadership, Orrin Woodward | 29 Comments »

Rethinking the Dollar

Posted by Orrin Woodward on December 29, 2015

Several weeks ago, I was asked to be a guest on the financial education site Rethinking the Dollar to discuss my new book The Financial Matrix. The interviewer asked some great questions (and despite some internet issues) the content should help citizens from across the world in their quest to be debt-free.

Many people believe that money and financial literacy is not really that important. However, I’m not sure how to respond to this since nearly everyone who tells me this also later admits to me that they are in debt personally. This seems absurd to me. If money truly isn’t that important, then why sell yourself into debt slavery to obtain such a trivial item?  Ouch! I know that’s quite a truth bomb, but think about it – if money really wasn’t that important then there would be a lot less debt! People speak foolishly when they buy their own lies and then start selling them to others. Does anyone else see the hypocrisy of spending more time working for money than investing time with family and friends and yet still claiming money isn’t important? Especially when we remember that the best way to read a person’s mind is through their actions and the actions and words simply aren’t aligning in most people’s lives.

The truth of the matter is that family and friends are much more important than money, but because the masses lack financial literacy, the elites control the masses through the masses ignorance. For instance, I don’t believe one in a thousand people can accurately explain what money is; nonetheless, the average person will spend over 40 hours per week for nearly 50 weeks per year for over 40 years in a quest to accumulate the object they cannot even define. Believe me, I am not knocking the reader when I say this because it is exactly the same position Laurie and I were in when we awoke from our fog. We asked ourselves, why are we spending so much of our life seeking something we do not even understand (money), let alone love. We were not seeking money for its own sake, but rather for the choices, charity, and security it could provide for our family. 

At any rate, in a capitalistic society, money rates close to oxygen in the hierarchy of needs. Interestingly, you rarely hear someone say that oxygen isn’t important to them. 🙂 In fact, classic historian Augustus Boeckh, described money’s importance in ancient Athens when he noted, “The intellectual faculties however are not of themselves sufficient to produce external action; they require the aid of physical force, the direction and combination of which are wholly at the disposal of money, that mighty spring by which the total force of human energies is set in motion.”  Money, in short, is power because it can requisition whatever resources necessary to accomplish the owners objectives.

As a result, when society surrenders its money to the Financial Elites, it soon loses the media and military to the elite manipulation when they use the easy money to buy them as well. Suddenly, the once free nation has now become a subjugated State where puppet politicians serve the Financial Elites rather than the people. Yes, the Financial Matrix rabbit hole continues to go deeper every time I study it. Even so, I will continue to study and ask the tough questions so long as I have the freedom to do so. Simply put, in a capitalist society, he who controls the money controls the society. Hence, the only way to regain our freedoms is to restore the free enterprise system to money where the price of the commodity (interest rate) is determined by the supply and demand for money in the marketplace.

What can the readers do to help restore freedom? For starters, they can educate themselves by applying the principles taught in the Financial Fitness Program. LIFE Leadership is on a mission to educate the masses around the world on the importance of financial literacy. You will either master money or money will master you. When money becomes your master, the person typically responds by becoming the King or Queen of Denial, claiming the money idol has no control over his/her life while it increasingly enslaves them in a web of debt and despair.

Thankfully, for those who are willing to look honestly at their financial situation, there is a path to freedom. Indeed, the birth of new knowledge begins with an admission of old ignorance. Laurie and I were ignorant in financial literacy and thus had entrapped ourselves in the Financial Matrix. Indeed, it was only once we realized our error that we sought better information to free ourselves from financial slavery.

Maybe 2016 is the year you make the change from debt slavery to debt freedom. If the reader is ready, I suggest you begin by diving into the Financial Fitness Program and start the journey of setting your family free! I hope you enjoy the video below.


Orrin Woodward

Posted in Finances, LIFE Leadership | 30 Comments »