The Financial Matrix does not just control individuals since many companies and governments are also hopelessly in debt. The Bible admonition clearly states that the borrower is slave to the lender which makes governments, companies, and individuals all pseudo-slaves to the money powers. In effect, the State has acquiesced to subserviency in order to have access to the funds necessary to maintain its power base. Accordingly, it supports the Fractional-Reserve-Banking (FRB) fraud of creating money out of thin air (fiat money) so that it can receive low interest loans from banks who then turnaround and loan the same money to companies as well as individuals. The central banks partnership with the Big Banks FRB system allows the same fiat money to be loaned to at least 10 different customers at the same time.
Can anyone else see how this system inflates the money supply and creates unbelievable profits for the banking system? This inflation robs the purchasing power of your dollars and causes prices to increase since the money supply is increasing faster than the productive capacity of society is. The bankers inflation causes a boom that always leads to the crack up boom and society’s entrepreneurs and borrowers always suffer the consequences as the bank forecloses on the real property securing their fiat loans. Is it any wonder the banks always have the biggest buildings in every big city. 🙂
Inflation, however is just the final consequence of borrowing fools gold from the banking system. There are, in fact four others. First, when society allows the State/Big Banks money cartel to loan out fools gold as spendable money within society, the society suffers irreparable harm when forced to pay back fools gold (fake wealth) with real production (real wealth). Furthermore, when governments take on debt, they are forced to raise taxes to service the growing interest charges. This means the subjects in the Financial Matrix have their wealth siphoned off directly (in their personal debt) and indirectly (in the taxes paid to service governments debt).
But there are still more siphons. For when companies also take on debt to the money powers, they must increase prices in order to service the interest. Here is a third way the Financial Matrix reaches into the peoples pockets. Dismally, there is still another Financial Matrix siphon on people’s production (The Matrix movie siphoning off people’s energy wasn’t far from the truth), namely, the price increases companies roll out to pay their corporate taxes. Unless, the corporation is an international conglomerates owned by the money powers (in which case they pay little to no corporate taxes because they do accounting in international tax havens and use tax loophole laws in their favor), the corporation must pay taxes that cause an even higher price on products/services because all the cost associated with a product is ultimately passed onto consumers or the business would not survive.
In sum, the people are subjected to four separate siphons on their income due to the Financial Matrix – 1) personal interest charges, 2) personal income taxes to pay government interest charges, 3) prices increases on products needed to live to pay company interest charges, and, finally, 4) prices increases on products needed to live in order for the company to pay corporate taxes so that government can pay its interest charges. All the income losses and increased living expenses results from the Financial Matrix’s power to loan out fake money to be paid back by real production. Simply put, this is the greatest form of control ever created by the elites. True, a person trapped in the Financial Matrix is not directly coerced by his creditors, but the fear of drowning in a deluge of debt causes him to obey just the same.
The Financial Matrix works so effectively because it so difficult to understand the rigged game. For instance, did anyone teach you financial literacy in school or teach you that the banks can digitize debt (fiat money) with State support and that the people must then pay it back with real production. Not 1 in a 100,000 even comprehends the Financial Matrix, let alone knows how to resist it. This is why I wrote the Financial Matrix – to teach people how to live free from the most effective matrix of control the elites have ever produced. Unfortunately, the dumbed down educational system has done it work well, leaving many so hopelessly inured to the debt system that they will fight to maintain it. Others merely shrug off the fact that year by year they work harder for less as their debt loads continues to increase.
Few seem to understand that as debt increases our liberty decreases. Our once free nations under God has now become a bound nations over drawn. Thankfully, however, there is a growing movement within society of people who are taking personal responsibility. Justice can only be served by ending the practice of fiat money and FRB banking and stabilizing the money supply by ending the State/Big Bank money cartel. The market would quickly return money to a commodity standard (typically a combination of gold, silver, and copper) that cannot be manipulated at will by the elites. With a stable money supply, entrepreneurs can begin calculating cost and profit accurately, speculation profits at society’s expense will end, and the people’s money will not be inflated away unbeknownst to the majority of them.
Perhaps the best commentator on the State/Big Banks unethical alliance in the 20th century was the economist and historian Dr. Murray Rothbard. His insights and thoughts led me to discover the Financial Matrix. Dr. Joseph Salerno wrote a fascinating introduction to one of Rothbard’s books that describes why the State always ends up abusing society’s members even though it was designed to protect them.
After reading Mises, Rothbard, Salerno and others, I realized the fools gold loans from the money powers was creating fools of the borrowers who were selling their liberties for things. LIFE Leadership has created a Financial Fitness Program that can walk any person step-by-step through a plan to escape by learning to play defense, offense, and understanding the Financial Matrix. Read Salerno’s description of the State’s power grab and ask yourself what is your plan to break free from the Financial Matrix.
Sincerely,
Orrin Woodward

Dr. Joseph Salerno
At the core of this generalization is the insight that the State throughout history has been essentially an organization of a segment of the population that forsakes peaceful economic activity to constitute itself as a ruling class. This class makes its living parasitically by establishing a permanent hegemonic or “political” relationship between itself and the productive members of the population.
This political relationship permits the rulers to subsist on the tribute or taxes routinely and “legally” expropriated from the income and wealth of the producing class. The latter class is composed of the “subjects” or, in the case of democratic states, the “taxpayers,” who earn their living through the peaceful “economic means” of production and voluntary exchange. In contrast, constituents of the ruling class may be thought of as “tax-consumers” who earn their living through the coercive “political means” of taxation and the sale of monopoly privileges. Rothbard argues that economic logic dictates that the king and his courtiers, or the democratic government and its special interest groups, can never constitute more than a small minority of the country’s population—that all States, regardless of their formal organization, must effectively involve oligarchic rule. The reasons for this are twofold.
First, the fundamentally parasitic nature of the relationship between the rulers and the ruled by itself necessitates that the majority of the population engages in productive activity in order to be able to pay the tribute or taxes extracted by the ruling class while still sustaining its own existence. If the ruling class comprised the majority of the population, economic collapse and systemic breakdown would swiftly ensue as the productive class died out. The majoritarian ruling class itself then would either be forced into productive activity or dissolve into internecine warfare aimed at establishing a new and more stable—that is, oligarchic—relationship between rulers and producers.
The second reason why the ruling class tends to be an oligarchy is related to the law of comparative advantage. In a world where human abilities and skills vary widely, the division of labor and specialization pervades all sectors of the economy as well as society as a whole. Thus, not only is it the case that a relatively small segment of the populace possesses a comparative advantage in developing new software, selling mutual funds, or playing professional football, it is also the case that only a fraction of the population tends to excel at wielding coercive power.
Moreover, the law of comparative advantage governs the structure of relationships within as well as between organizations, accounting for the hierarchical structure that we almost invariably observe within individual organizations. Whether we are considering a business enterprise, a chess club, or a criminal gang, an energetic and visionary elite invariably comes to the fore, either formally or informally, to lead and direct the relatively inert majority. This “Iron Law of Oligarchy,” as this internal manifestation of the law of comparative advantage has been dubbed, operates to transform an initially majoritarian democratic government, or even a decentralized republican government, into a tightly centralized State controlled by a ruling elite.
The foregoing analysis leads Rothbard to conclude that the exercise of political power is inherently an oligarchic enterprise. The small minority that excels in wielding political power will tend to coalesce and devote an extraordinary amount of mental energy and other resources to establishing and maintaining a permanent and lucrative hegemonic bond over the productive majority. Accordingly, since politics is the main source of their income, the policies and actions of the members of this oligarchic ruling class will be driven primarily by economic motives. The exploited producing class, in contrast, will not expend nearly as many resources on politics, and their actions in the political arena will not be motivated by economic gain to the same degree, precisely because they are absorbed in earning their livelihoods in their own chosen areas of specialization on the market.
The ruling class, however, confronts one serious and ongoing problem: how to persuade the productive majority, whose tribute or taxes it consumes, that its laws, regulations, and policies are beneficial; that is, that they coincide with “the public interest” or are designed to promote “the common good” or to optimize “social welfare.” Given its minority status, failure to solve this problem exposes the political class to serious consequences. Even passive resistance by a substantial part of the producers, in the form of mass tax resistance, renders the income of the political class and, therefore, its continued existence extremely precarious. More ominously, attempts to suppress such resistance may cause it to spread and intensify and eventually boil over into an active revolution whose likely result is the forcible ousting of the minority exploiting class from its position of political power.
Here is where the intellectuals come in. It is their task to convince the public to actively submit to State rule because it is beneficial to do so, or at least to passively endure the State’s depredations because the alternative is anarchy and chaos. In return for fabricating an ideological cover for its exploitation of the masses of subjects or taxpayers, these “court intellectuals” are rewarded with the power, wealth, and prestige of a junior partnership in the ruling elite. Whereas in pre-industrial times these apologists for State rule were associated with the clergy, in modern times—at least since the Progressive Era in the U.S.—they have been drawn increasingly from the academy. Politicians, bureaucrats, and those whom they subsidize and privilege within the economy thus routinely trumpet lofty ideological motives for their actions in order to conceal from the exploited and plundered citizenry their true motive of economic gain. In today’s world, these motives are expressed in the rhetoric of “social democracy” in Europe and that of modern—or welfare-state—liberalism in the United States.